Treat Yourself Destroys Your Budget

“Treat Yo Self” is Killing Your Budget and Financial Goals

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Have you ever heard someone say, “treat yo self”? I hear it popping up more and more among people in their twenties. The general idea is to take care of yourself and remember to love yourself. Do something nice for yourself every day. That sounds pretty good right? I completely agree that it’s important to invest in yourself and […]

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17 Ways to Cut Expenses and Save More Money

17 Tips to Cut Your Expenses and Save More Money

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Wish you had more money in your budget? The answer is probably and enthusiastic YES! Unless you’re on a budget, that can be really hard to do. So first and foremost, create a budget and you’ll be amazed at how much money is laying around. The other amazing thing about a budget is that it allows you to see […]

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Get Out of Debt!

If Frodo can Destroy the Ring of Power, You Can Get Out of Debt!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. How badly do you want to get out of debt? The answer to this question will determine the lengths you’ll go to pay off your debt as soon as possible. Last weekend I watched Lord of the Rings, The Fellowship of the Ring. I’m a HUGE fan of Lord of the Rings, but I never realized how awesome Frodo […]

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Three Paycheck Month

Are You Missing Out on Free Money in Your Budget?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Who doesn’t want free money? Let’s face it, pretty much everyone wants more money. It can help you get out of debt faster, pay your bills on time, save for vacation or retirement, or finally upgrade your wardrobe. What would you say if I told you that you already have access to free money? Would you believe me? The […]

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How to Build a Retirement Nest Egg

How to Increase Savings for a Better Retirement Nest Egg

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got a rockin’ guest post for you today from Kathy, the owner of Baby Boomer Super Saver. Kathy’s goal is to share simple, practical steps that will help you increase your retirement nest egg.  When not blogging, she can be found leading herb walks or hunting for gold mushrooms in the woods. I hope you enjoy it as much […]

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Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Countdown to Becoming First Time Parents

Countdown to Baby Griffin, Only 7 Weeks Left!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Holy Cow! Baby Griffin is almost here. The last time I posted an update, we we’re around the 20 week mark. As of today, we’re 33 Weeks and 2 Days! In case you’re wondering, I have a Baby App that tracks our pregnancy to the day. It also tells us how big our baby is in terms of fruits […]

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What We Learned After One Month of Using a Credit Card for Travel Hacking

What We Learned After One Month of Using a Credit Card

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. We’ve been using our credit card for one month and we haven’t destroyed our budget or gone into massive debt. I call that a win. Last month we decided to switch from using cash for most purchases to using our credit card. Sorry Dave Ramsey. The thought process behind our decision is to start earning travel rewards so we […]

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How we became debt free in 5 years. As of this month, I am officially debt-free, paying off $105,000 of debt in 5 years! My husband and I both work. We’re pretty frugal people and don’t like to spend money without a plan. Okay, now that I got those ideas out of the way. Let me tell you how I did it.

9 Surprising Ways We Paid Off $105K of Debt In 5 Years

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got an awesome guest post for you today by Gina at The Frugal Convert. Gina is passionate about helping people find their sweet spot in spending and saving, by being more frugal. She’s all about finding new ways to save money without sacrificing her lifestyle.  She regularly posts on all personal finance topics such as budgeting, building wealth, […]

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Are you prepared for a financial emergency? 738 reasons why you need an emergency fund. Emergencies are going to happen. The big question you need to answer is, “how prepared are you when an emergency DOES strike?” I recommend starting with $1,000 in your emergency fund and then expanding to cover bigger emergencies.

Reason #738 Why You Need to Have an Emergency Fund

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you prepared for a financial emergency? Picture This You arrive home after a week with your family over the holidays expecting a wonderful, warm, cozy home. You’ve already made plans to unpack and relax, maybe even take a bath drinking a delicious micro brew. Heck, you can unpack tomorrow. Tonight is about relaxing. Are you there? Which micro […]

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