Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Countdown to Becoming First Time Parents

Countdown to Baby Griffin, Only 7 Weeks Left!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Holy Cow! Baby Griffin is almost here. The last time I posted an update, we we’re around the 20 week mark. As of today, we’re 33 Weeks and 2 Days! In case you’re wondering, I have a Baby App that tracks our pregnancy to the day. It also tells us how big our baby is in terms of fruits […]

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What We Learned After One Month of Using a Credit Card for Travel Hacking

What We Learned After One Month of Using a Credit Card

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. We’ve been using our credit card for one month and we haven’t destroyed our budget or gone into massive debt. I call that a win. Last month we decided to switch from using cash for most purchases to using our credit card. Sorry Dave Ramsey. The thought process behind our decision is to start earning travel rewards so we […]

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How we became debt free in 5 years. As of this month, I am officially debt-free, paying off $105,000 of debt in 5 years! My husband and I both work. We’re pretty frugal people and don’t like to spend money without a plan. Okay, now that I got those ideas out of the way. Let me tell you how I did it.

9 Surprising Ways We Paid Off $105K of Debt In 5 Years

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got an awesome guest post for you today by Gina at The Frugal Convert. Gina is passionate about helping people find their sweet spot in spending and saving, by being more frugal. She’s all about finding new ways to save money without sacrificing her lifestyle.  She regularly posts on all personal finance topics such as budgeting, building wealth, […]

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Are you prepared for a financial emergency? 738 reasons why you need an emergency fund. Emergencies are going to happen. The big question you need to answer is, “how prepared are you when an emergency DOES strike?” I recommend starting with $1,000 in your emergency fund and then expanding to cover bigger emergencies.

Reason #738 Why You Need to Have an Emergency Fund

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you prepared for a financial emergency? Picture This You arrive home after a week with your family over the holidays expecting a wonderful, warm, cozy home. You’ve already made plans to unpack and relax, maybe even take a bath drinking a delicious micro brew. Heck, you can unpack tomorrow. Tonight is about relaxing. Are you there? Which micro […]

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Investing for Retirement

How a Boring 401(k) Meeting Changed My Life Forever

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’m excited to bring you a fantastic new post by Chuck over at Retire Gen X. He’s super passionate about helping people retire smarter and for 20 years, has worked at companies that specialize in helping people save and invest for retirement. I’d say we have a solid expert on our hands here. Enjoy, and Happy Monday! ~ Jamie For most of us, the […]

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Youth Sports Costs are out of Control

Youth Sports Costs Are Out of Control. Is it Worth it?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I can’t believe how expensive youth sports are! My kid isn’t even born yet, but the idea of him/her playing sports, especially hockey here in Minnesota, is already stressing me out, haha! Maybe you can relate to that, or maybe one of these statements hits home. I want to give my kids every opportunity, but it’s so expensive! My kids […]

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Travel Hacking Perks - Travel Hacking Our Way to Cheap Vacations

Travel Hacking Our Way to Cheap Vacations

How often do you use your credit card? We hardly use ours at all. In fact, we love to use cash. It helps us avoid the potential never ending spiral of credit card debt. But all that is about to change. Our next big adventure is into the world of credit card rewards. There’s a big wide world out there and we want to reap ALL the benefits! I first heard of travel hacking about a year ago. Since then I’ve listened to podcasts, read blog posts, and researched to […]

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holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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