New Year Fix Finances After Holidays

Getting your finances back on track after the holidays

First off, for any new visitors, let me introduce myself. My name is Jamie Griffin, or Mr. Jamie Griffin around here, and I am a middle school teacher. Aside from teaching, my other great passion in life is teaching people how to get out of debt and get ahead in finances. I graduated from college with about $50,000 in student loan debt, which jumped up to $90,000 when I got married. In the last four years, my wife and I have worked extremely hard to become debt free. We will […]

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Tithe Church Giving

Why We Tithe

The first time I heard the word tithe I was twenty four years old. I was just out of college and was at a business convention in Dallas. I was attending a morning church service, led by several speakers at the conference and I knew none of them had a background in ministry or theology. Even so, several speakers mentioned that it was each of our duties, as followers of Jesus, to give 10% of our income, or tithe, to the church. Why Should I Give Away My Money?  I […]

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Debt Free Living Alaska Hike

Why We Stopped Going Out to Eat

I have been actively following Jesus for about six years, and Jenna for much longer. As followers of Jesus, we want to worship God with every part of our lives, including our finances and how we spend our money. We have found that when we say “yes” to what Jesus asks us to do, He does amazing things in our lives. One Decision Change Our Lives A few years ago, Jenna revealed to me that she felt Jesus telling her that she would be debt free in five years. I […]

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Google Sheets Budget Spreadsheet

Using a Debt Log and Debt Snowball to Conquer Your Debt

Disclaimer: I have written this post only because I believe in and use Dave Ramsey’s methods and strategies to pay off debt and want to share it with you. I have not been compensated in any way for my thoughts or for this post. It was so fun to hear all of your feedback on my last post about why I started budgeting! Here is the second post of the “Choices We Made to Get Out of Debt” series outlining how to create a Debt Log and the incredible effects […]

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Start a Budget to Save Money

Why Did I Start Budgeting?

I am excited to start my first ever blog mini-series! My next few posts are going to focus on why I started a budget and the decisions my wife Jenna and I have made to get us out of debt as fast as possible! I don’t have a fancy title for the series, simply “Choices We Made to Get Out of Debt.” I like this title because I believe getting out of debt takes many small choices, every day, to reach a much bigger goal. But before I get ahead […]

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Dream Job Planning for Debt

Is Your College Degree Worth the Massive Debt?

When I graduated high school, I was excited to go to college and eventually find my dream job, even though I didn’t know what it was yet. While in college I discovered that I have a passion for teaching and coaching! I knew my dream job was to be a History Teacher and to coach basketball! I was lucky to quickly find a job working at a school as a paraprofessional, and within a couple years a spot opened up to teach 6th Grade History!!! Not only that, but I […]

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cropped cropped IMG 4234 - Breaking Down a Budget

Breaking Down a Budget

Budget. A simple word, but often a misunderstood. Many people, upon hearing the word “budget,” subconsciously react in a fearful and defensive manner. I have seen strangers, coworkers, acquaintances, and even friends and family members react in similar ways time and again when I bring up my family’s budget. You may have seen it too, or even noticed it in yourself. It is a reaction the displays discomfort and negativity to the topic of money, or even changing the subject. I have even experienced laughing exclamations of, “Budget! That’s a […]

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Google Sheets Creates Open Communication

Disclaimer: I have written this post only because I so enjoy using Google Drive and Google Sheets and want to share it with you. I have not been compensated in any way for my thoughts or for this post. Getting Started with Microsoft Excel One of the best ways to ensure the entire family is onboard with your budget is simple. There needs to be open communication about your budget, and everyone needs to be able to access the budget quickly and easily. I created my first budget in 2013 […]

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Car Repairs and Emergency Funds

How to Take the Stress Out of Car Repairs

I love new things! My wife and I just bought a new house and moved in last week! It’s awesome, cute, adorable, and already feels like home! With our new house, we are learning all about our new neighborhood, meeting new neighbors, and figuring out the best new routes to get to and from all of our normal hangouts. Our new house and neighborhood even have new smells to get use to. But there is one new thing that I absolutely do not love, and that is new sounds my […]

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Envelope System Save Money

The Rollover

“When is a good time to call? On the weekends or anytime after 9:00 during the week, that is when my free minutes start.” In the current days when virtually all cell phone plans have unlimited talk and text anytime, this opening conversation has gone extinct, along with the phone plans that went along with it. Before unlimited talk and text began there was a beautiful concept called the “rollover” plan. A great feature of this plan involved rollover minutes, where any minutes that you didn’t use during a particular […]

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