Dream Job Planning for Debt

Is Your College Degree Worth the Massive Debt?

When I graduated high school, I was excited to go to college and eventually find my dream job, even though I didn’t know what it was yet. While in college I discovered that I have a passion for teaching and coaching! I knew my dream job was to be a History Teacher and to coach basketball! I was lucky to quickly find a job working at a school as a paraprofessional, and within a couple years a spot opened up to teach 6th Grade History!!! Not only that, but I […]

Continue reading
cropped cropped IMG 4234 - Breaking Down a Budget

Breaking Down a Budget

Budget. A simple word, but often a misunderstood. Many people, upon hearing the word “budget,” subconsciously react in a fearful and defensive manner. I have seen strangers, coworkers, acquaintances, and even friends and family members react in similar ways time and again when I bring up my family’s budget. You may have seen it too, or even noticed it in yourself. It is a reaction the displays discomfort and negativity to the topic of money, or even changing the subject. I have even experienced laughing exclamations of, “Budget! That’s a […]

Continue reading

Google Sheets Creates Open Communication

Disclaimer: I have written this post only because I so enjoy using Google Drive and Google Sheets and want to share it with you. I have not been compensated in any way for my thoughts or for this post. Getting Started with Microsoft Excel One of the best ways to ensure the entire family is onboard with your budget is simple. There needs to be open communication about your budget, and everyone needs to be able to access the budget quickly and easily. I created my first budget in 2013 […]

Continue reading
Car Repairs and Emergency Funds

How to Take the Stress Out of Car Repairs

I love new things! My wife and I just bought a new house and moved in last week! It’s awesome, cute, adorable, and already feels like home! With our new house, we are learning all about our new neighborhood, meeting new neighbors, and figuring out the best new routes to get to and from all of our normal hangouts. Our new house and neighborhood even have new smells to get use to. But there is one new thing that I absolutely do not love, and that is new sounds my […]

Continue reading
Envelope System Save Money

The Rollover

“When is a good time to call? On the weekends or anytime after 9:00 during the week, that is when my free minutes start.” In the current days when virtually all cell phone plans have unlimited talk and text anytime, this opening conversation has gone extinct, along with the phone plans that went along with it. Before unlimited talk and text began there was a beautiful concept called the “rollover” plan. A great feature of this plan involved rollover minutes, where any minutes that you didn’t use during a particular […]

Continue reading
Start a Budget

My First Budget

I want to start a budget, but I don’t know how Starting a budget can change your life. Seriously! I have been consistently budgeting for about three years, and it truly has changed my life and my finances. If you have financial goals but feel like they are so far away or unattainable because of credit card debt, student loans, a low income, or any other combination of factors, then I believe that creating a budget is a great place to start managing your finances. Now, a budget isn’t a […]

Continue reading