Treat Yourself Destroys Your Budget

“Treat Yo Self” is Killing Your Budget and Financial Goals

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Have you ever heard someone say, “treat yo self”? I hear it popping up more and more among people in their twenties. The general idea is to take care of yourself and remember to love yourself. Do something nice for yourself every day. That sounds pretty good right? I completely agree that it’s important to invest in yourself and […]

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Get Out of Debt!

If Frodo can Destroy the Ring of Power, You Can Get Out of Debt!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. How badly do you want to get out of debt? The answer to this question will determine the lengths you’ll go to pay off your debt as soon as possible. Last weekend I watched Lord of the Rings, The Fellowship of the Ring. I’m a HUGE fan of Lord of the Rings, but I never realized how awesome Frodo […]

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Three Paycheck Month

Are You Missing Out on Free Money in Your Budget?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Who doesn’t want free money? Let’s face it, pretty much everyone wants more money. It can help you get out of debt faster, pay your bills on time, save for vacation or retirement, or finally upgrade your wardrobe. What would you say if I told you that you already have access to free money? Would you believe me? The […]

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Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Countdown to Becoming First Time Parents

Countdown to Baby Griffin, Only 7 Weeks Left!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Holy Cow! Baby Griffin is almost here. The last time I posted an update, we we’re around the 20 week mark. As of today, we’re 33 Weeks and 2 Days! In case you’re wondering, I have a Baby App that tracks our pregnancy to the day. It also tells us how big our baby is in terms of fruits […]

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How we became debt free in 5 years. As of this month, I am officially debt-free, paying off $105,000 of debt in 5 years! My husband and I both work. We’re pretty frugal people and don’t like to spend money without a plan. Okay, now that I got those ideas out of the way. Let me tell you how I did it.

9 Surprising Ways We Paid Off $105K of Debt In 5 Years

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got an awesome guest post for you today by Gina at The Frugal Convert. Gina is passionate about helping people find their sweet spot in spending and saving, by being more frugal. She’s all about finding new ways to save money without sacrificing her lifestyle.  She regularly posts on all personal finance topics such as budgeting, building wealth, […]

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College Education - College is Expensive! CollegeBacker Makes it Easier to Save

College is Expensive! CollegeBacker Makes it Easier to Save

Disclaimer: This is a sponsored post and may contain affiliate links. Compensation was provided by CollegeBacker. The opinions expressed are my own. Read my disclaimer to learn more. Do you know how much college costs? The quick answer, a lot. The long answer is, it’s complicated. It depends on the answers to so many questions. Is your child planning on going to a private or public college? Will he/she be going to an instate or out of state University? Does your child want to go to a 4 Year University […]

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Do you and your partner talk about money? Talking about money transforms your relationship. Real Relationships Need Real Conversations About Things that Matter, and that includes money. Be open, honest, and ask the hard questions that really matter.

Why Talking About Money is the Best Medicine for Your Relationship

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Can you guess the two biggest pain points in just about every relationship? Most couples biggest pain points are money and sex. Since this is a personal finance blog, you probably want to hear about money. 😉 Think about your relationship. If you’re single, think back to a past relationship. What do you and your partner argue about the […]

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We Paid off $73k Student Loan Debt in 4 years

How We Paid off $73k of Student Loan Debt in 4 years

I first started this site to share our debt free story and help families get out of debt. I’ve shared bits and pieces of our debt free story, but never the full sha-bang. Well here it is. On May 27, 2017 my wife and I became debt free, paying off $73,000 of student loans in just under four years. In this post, I want to show you exactly how we did it and give you hope that it’s absolutely possible to pay off your own student loans (or any debt […]

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We're Having a picture. Newborn Baby

We’re Having a Baby! We’re Preparing, But Still Clueless

The title says it all, We’re having a Baby!!!! I can’t even describe how excited I am to be a Dad. My wife and I get giddy just thinking about being parents, and learning about all the amazing ways our tiny baby is growing. In case you’re wondering, at 19 weeks, the baby is the size of a tomato and weighs half a pound! For the most part, we don’t feel too freaked out or terrified that we’ll soon be responsible for an entire human life. I mean, there’s a […]

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