Getting Out of Debt

Want to Get Out of Debt? Start Here, And Start Now

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Feel like debt is ruling your life? Let me tell you a story about someone who got in way over his head with debt. He graduated college with a Teaching Degree and started his first big boy job as a paraprofessional. He thought he had it made. After all, the American dream is to go to college, get a […]

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Finding Hope in Your Finances and Budget

It’s Not Too Late! You Can Still Turn Your Finances Around!

It’s easy to look at your financial situation and decide, “I’ve made too many mistakes, there’s nothing I can do about it now.” Maybe that’s what you’re feeling right now. Maybe it’s easier to give up and live forever with your financial mess-ups. The truth is, giving up is easier, at least in the short term, but it also requires you to settle for less than you’re capable of. In this post, I am going to to share some of my less than stellar choices that led me into $90,000 […]

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Debt Free Shopping Spree

What Debt Free Looks Like So Far

On May 27, my wife and I finally paid off our student loans! After about 4 years of crazy hard work, extra jobs, limited spending, we are free of student loan debt! It’s actually kind of a weird feeling. In a couple days we will finalize our monthly budget, and we don’t have a specific place for the extra money to go (at least not yet). Before, it was always about our student loans, so at the end of the month we made an extra lump sum payment to knock […]

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Debt Freedom from Student Loans

Goodbye Student Loans: We Are 10 Days From Being Debt Free

It’s the final countdown. (Ba-Da-Dun-Dun, Ba-Da-Dun-Dun-Dun) We’re rounding 3rd and charging for home. We’re in the home stretch! It’s the bottom of the 9th. It’s 4th and Goal! We are 10 stinkin days from paying off all of our student loans. $90,000 in less than four years, holy crap this is really happening! If you couldn’t tell, I’m a little excited, and really into sports analogies! 🙂 On May 31st, we will have no more student loan debt (minus what is being forgiven). Starting in June, our budget will have […]

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Graduating with Student Loans

Graduation Game Plan: How to Get a Head Start on Student Loans

I graduated from college in 2011 with a dual degree in History and Teaching Social Studies. At that time, I was actually already working in a middle school as a paraprofessional. It wasn’t quite my dream job, but I was crazy happy to be working at a school right out of college, especially one that I loved! It was a great stepping stone to my current position as a full time teacher at the same local charter school. At the time, I was in bliss making more money than any […]

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Bridge to Debt Freedom

How We Paid Off $29,500 of Debt in 2016

My wife Jenna and I started our plan to aggressively pay off our student loans in 2013. In that time we have paid off nearly all of our debt, increasing our total amount paid every year. It has been a long road, and while the end is in sight, I want to reflect a little on how we got this far. I know that most people reflect sometime in January, but March is still pretty early in the year right? Better late than never! In 2016, we had our biggest […]

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Improve Finances on Single Income

How to Improve Your Finances on a Single Income

There are a lot of stories about couples paying off a bunch of debt in short periods of time. Today, I want to give hope to all the single folks out there. If you’re single, I want to show you how to improve your finances on a single income. I think there are three fundamental steps you can take right now to kick start your financial makeover and start reaching your goals. Step 1: Make a Budget If you don’t have a budget, start one now. It is the single […]

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Colosseum Rome Financial Lessons

What Can the Roman Empire and Michael Jordan Teach Us About Finances?

It’s safe to say that most people have heard the phrase, “Rome wasn’t built in a day.” It’s pretty obvious. The Ancient Roman Empire was colossal! It stretched all across Europe, even into the present day United Kingdom. It took years, even decades for the Roman Empire to spread its culture and influence to so many people. Yes they conquered those people and ruled over them with an iron fist, but my point is, it was a long process (I really do love referencing my nerdy history background!). The same […]

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How to find the right 2nd job. Working a second job really sucks at times, but it's also an amazing blessing to pay off our debt. How much difference does the right 2nd job make? Instead of four years, it would take at least double.

Finding a Second Job that’s Right For You

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you looking for ways to make more money? Finding a second job isn’t at the top of most people’s priority list. Working a second job really sucks at times, but it’s also been an amazing blessing to pay off our debt. Throughout this process of working multiple second jobs, I’ve learned that there are so many options of jobs […]

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Build Trusting Intimate Marriage with Finances

One Secret to Financial Success and Building a More Trusting, Intimate Marriage

A great way to come together in budgeting is to combine your finances with your spouse and make all of your money decisions as a team. When my wife and I were planning our wedding, we made the decision to combine all of our finances, giving equal access to all of our bank accounts. I believe this is one of the biggest reasons we are so successful with our money. Not only have we had financial success, but we have seen many other advantages in our marriage, so for us, […]

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