Get Out of Debt Fast Be Different

3 Ways to Do Money Differently, and Get Out of Debt Faster

The tagline for my website is “Doing Money Differently.” For the past four years, my wife Jenna and I have been doing exactly that and our finances and lives have changed dramatically for the better. It is something I truly believe can lead you to long term wealth, financial success, and happiness. Our path to doing money differently didn’t happen overnight, but rather, a series of small, consistent choices strung out over many years. I want to share with you three ways we are “Doing Money Differently.” Why We Do […]

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Hard Work Second Job Saved Finances

Getting a 2nd Job Saved Our Finances

I met my wife Jenna in college as we both started the Teacher Education Program at the University of Minnesota Duluth. After graduating we both found a job at the same school and worked our way up to being full time teachers. Educating young people is a passion we both share in life, and we truly love that we get to help shape young minds for a living. However, teaching middle school isn’t our only job. Even before we got married, we both sought out a second job to supplement […]

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Tithe Church Giving

Why We Tithe

The first time I heard the word tithe I was twenty four years old. I was just out of college and was at a business convention in Dallas. I was attending a morning church service, led by several speakers at the conference and I knew none of them had a background in ministry or theology. Even so, several speakers mentioned that it was each of our duties, as followers of Jesus, to give 10% of our income, or tithe, to the church. Why Should I Give Away My Money?  I […]

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Debt Free Living Alaska Hike

Why We Stopped Going Out to Eat

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. How much do you spend dining out each month? If you don’t track it with a budget, chances are it’s a lot more than you think. In 2015, the Bureau of Labor Statistics reported that the average American household spent $3,008 a year dining out. Where do you stack up? If you’re not sure how much you spend, now […]

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Google Sheets Budget Spreadsheet

Using a Debt Log and Debt Snowball to Conquer Your Debt

Disclaimer: I have written this post only because I believe in and use Dave Ramsey’s methods and strategies to pay off debt and want to share it with you. I have not been compensated in any way for my thoughts or for this post. It was so fun to hear all of your feedback on my last post about why I started budgeting! Here is the second post of the “Choices We Made to Get Out of Debt” series outlining how to create a Debt Log and the incredible effects […]

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Dream Job Planning for Debt

Is Your College Degree Worth the Massive Debt?

When I graduated high school, I was excited to go to college and eventually find my dream job, even though I didn’t know what it was yet. While in college I discovered that I have a passion for teaching and coaching! I knew my dream job was to be a History Teacher and to coach basketball! I was lucky to quickly find a job working at a school as a paraprofessional, and within a couple years a spot opened up to teach 6th Grade History!!! Not only that, but I […]

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cropped cropped IMG 4234 - Breaking Down a Budget

Breaking Down a Budget

Budget. A simple word, but often a misunderstood. Many people, upon hearing the word “budget,” subconsciously react in a fearful and defensive manner. I have seen strangers, coworkers, acquaintances, and even friends and family members react in similar ways time and again when I bring up my family’s budget. You may have seen it too, or even noticed it in yourself. It is a reaction the displays discomfort and negativity to the topic of money, or even changing the subject. I have even experienced laughing exclamations of, “Budget! That’s a […]

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