Treat Yourself Destroys Your Budget

“Treat Yo Self” is Killing Your Budget and Financial Goals

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Have you ever heard someone say, “treat yo self”? I hear it popping up more and more among people in their twenties. The general idea is to take care of yourself and remember to love yourself. Do something nice for yourself every day. That sounds pretty good right? I completely agree that it’s important to invest in yourself and […]

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17 Ways to Cut Expenses and Save More Money

17 Tips to Cut Your Expenses and Save More Money

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Wish you had more money in your budget? The answer is probably and enthusiastic YES! Unless you’re on a budget, that can be really hard to do. So first and foremost, create a budget and you’ll be amazed at how much money is laying around. The other amazing thing about a budget is that it allows you to see […]

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Get Out of Debt!

If Frodo can Destroy the Ring of Power, You Can Get Out of Debt!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. How badly do you want to get out of debt? The answer to this question will determine the lengths you’ll go to pay off your debt as soon as possible. Last weekend I watched Lord of the Rings, The Fellowship of the Ring. I’m a HUGE fan of Lord of the Rings, but I never realized how awesome Frodo […]

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Three Paycheck Month

Are You Missing Out on Free Money in Your Budget?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Who doesn’t want free money? Let’s face it, pretty much everyone wants more money. It can help you get out of debt faster, pay your bills on time, save for vacation or retirement, or finally upgrade your wardrobe. What would you say if I told you that you already have access to free money? Would you believe me? The […]

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Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Are you prepared for a financial emergency? 738 reasons why you need an emergency fund. Emergencies are going to happen. The big question you need to answer is, “how prepared are you when an emergency DOES strike?” I recommend starting with $1,000 in your emergency fund and then expanding to cover bigger emergencies.

Reason #738 Why You Need to Have an Emergency Fund

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you prepared for a financial emergency? Picture This You arrive home after a week with your family over the holidays expecting a wonderful, warm, cozy home. You’ve already made plans to unpack and relax, maybe even take a bath drinking a delicious micro brew. Heck, you can unpack tomorrow. Tonight is about relaxing. Are you there? Which micro […]

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holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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Christmas Saving Plan - Take the Stress Out of Christmas Shopping!

Take the Stress Out of Christmas Shopping!

Start Saving Money Now! The holidays can become a really expensive stressful time if we let them. I believe a good game plan to save money is a huge factor to minimize the stress. Then once you save the money, sticking to the budget is a whole new challenge. Before the holidays hit, let’s navigate the ins and outs of saving money, sticking to the budget, dealing with family, and avoiding obligatory spending. Planning Ahead is the Best Way to Avoid Debt Right now it’s mid October, which means it’s […]

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6 Tips to Keep You Motivated

Feeling Frustrated by Your Budget?

6 Tips to Keep You Motivated I’ll let you in a secret. It’s OK to feel frustrated by your budget! I’ve found it to be a natural part of the process of creating great financial habits. Sticking with our goals amidst extreme frustration is one of the reasons we’ve been so successful since we started this crazy journey four years ago! I want to give you some tips that worked for us to stay motivated and hit our financial goals in stride! Everyone Needs Motivation From Time to Time We […]

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