Youth Sports Costs are out of Control

Youth Sports Costs Are Out of Control. Is it Worth it?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I can’t believe how expensive youth sports are! My kid isn’t even born yet, but the idea of him/her playing sports, especially hockey here in Minnesota, is already stressing me out, haha! Maybe you can relate to that, or maybe one of these statements hits home. I want to give my kids every opportunity, but it’s so expensive! My kids […]

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Travel Hacking Perks - Travel Hacking Our Way to Cheap Vacations

Travel Hacking Our Way to Cheap Vacations

How often do you use your credit card? We hardly use ours at all. In fact, we love to use cash. It helps us avoid the potential never ending spiral of credit card debt. But all that is about to change. Our next big adventure is into the world of credit card rewards. There’s a big wide world out there and we want to reap ALL the benefits! I first heard of travel hacking about a year ago. Since then I’ve listened to podcasts, read blog posts, and researched to […]

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holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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Relationships and Money

Why Talking About Money is the Best Medicine for Your Relationship

Can you guess the two biggest pain points in just about every relationship? Most couples biggest pain points are money and sex. Since this is a personal finance blog, you probably want to hear about money. 😉 Think about your relationship. If you’re single, think back to a past relationship. What do you and your partner argue about the most? Where does money rank on that list? I’m willing to bet it’s toward the top. What if there was a way to minimize the stress caused by money? The good […]

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We Paid off $73k Student Loan Debt in 4 years

How We Paid off $73k of Student Loan Debt in 4 years

I first started this site to share our debt free story and help families get out of debt. I’ve shared bits and pieces of our debt free story, but never the full sha-bang. Well here it is. On May 27, 2017 my wife and I became debt free, paying off $73,000 of student loans in just under four years. In this post, I want to show you exactly how we did it and give you hope that it’s absolutely possible to pay off your own student loans (or any debt […]

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Frugal Isn't Always the Only Option

Frugal Isn’t Always the Only Option

A couple weeks ago our oven started on fire. Before you freak out, it isn’t as dramatic as it might sound. I was cooking pizza with friends and the heating element in our electric oven shorted out and sprouted a small flame a few inches high. In slight panic, I yelled to my friends and was frantically going through the options in my head. Thankfully my friend suggested cutting the power, which easily took care of everything. After further inspection, the heating element was completely fried and we lost the […]

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Christmas Saving Plan - Take the Stress Out of Christmas Shopping!

Take the Stress Out of Christmas Shopping!

Start Saving Money Now! The holidays can become a really expensive stressful time if we let them. I believe a good game plan to save money is a huge factor to minimize the stress. Then once you save the money, sticking to the budget is a whole new challenge. Before the holidays hit, let’s navigate the ins and outs of saving money, sticking to the budget, dealing with family, and avoiding obligatory spending. Planning Ahead is the Best Way to Avoid Debt Right now it’s mid October, which means it’s […]

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We're Having a picture. Newborn Baby

We’re Having a Baby! We’re Preparing, But Still Clueless

The title says it all, We’re having a Baby!!!! I can’t even describe how excited I am to be a Dad. My wife and I get giddy just thinking about being parents, and learning about all the amazing ways our tiny baby is growing. In case you’re wondering, at 19 weeks, the baby is the size of a tomato and weighs half a pound! For the most part, we don’t feel too freaked out or terrified that we’ll soon be responsible for an entire human life. I mean, there’s a […]

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Get to know you survey

Please Take My “Get to Know You” Survey

Providing Valuable Content Means Knowing My Audience September was another awesome month for Mr. Jamie Griffin! The site saw the second highest number of people visiting to find advice on financial freedom and getting out of debt! That’s amazing! With such a great growing community, I want to take time getting to know all of you. My biggest goal for this site is to help families find financial freedom and get out of debt. The best way I can do that is learn more about YOU!  The reason I started […]

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