6 Tips to Keep You Motivated

Feeling Frustrated by Your Budget?

6 Tips to Keep You Motivated I’ll let you in a secret. It’s OK to feel frustrated by your budget! I’ve found it to be a natural part of the process of creating great financial habits. Sticking with our goals amidst extreme frustration is one of the reasons we’ve been so successful since we started this crazy journey four years ago! I want to give you some tips that worked for us to stay motivated and hit our financial goals in stride! Everyone Needs Motivation From Time to Time We […]

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Chicken and Sushi - Can You Stop Going Out to Eat for 30 Days?

Can You Stop Going Out to Eat for 30 Days?

One of the cornerstone pieces of Jenna and me paying off $73,000 of student loans in less than 4 years came from a single decision. We chose to trust Jesus when He asked us to stop going out to eat. It sounded crazy, radical, and downright impossible. But we said yes, and it’s been life changing. Eating Out vs. Cooking Family Dinners Eating out is easy, convenient, and much more efficient than cooking meals at home. There’s no preparation and no clean up. However, you’re paying for a service and […]

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Organic Grapes Budgeting

Can You Buy Organic Food on a Budget?

Every time I wander through the grocery store with our grocery list in hand, I am bombarded by signs for organic food. And holy cow, it’s expensive! It makes me wonder, is organic food worth it? Is it possible to buy organic food in a budget? The Benefits of Organic Food There are several benefits to eating organic food. According to Consumer Reports, since organic foods are made with fewer pesticides and chemicals, you’re putting less chemicals in your body. As a result, you are more likely to save on […]

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Family Budgeting Decisions Together

Budget Decisions Should Be Made as a Family

If you’ve been following my blog, you might have noticed that I use the pronoun “we” a lot. In fact, it’s pretty common for me to fluctuate back and forth between “We” and “I.” There’s a good reason for this. I believe that financial decisions should be made as a family.  Most of the time I don’t even think about it, I just write whatever flows out, but there are times that I am very intentional about which wording I use. The Transition from “I” to “We” If you’ve ever […]

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Back to School Supplies Shopping

5 Tips to Save Money on Back to School Supplies

Summer is coming to a close, cue the sad music, and that means back to school shopping! As a middle school teacher, I feel the same back to school blues as students. Of course, I am also really excited to get back into my classroom and see my students again, but I always cringe when I see the giant pencil and notebook signs show up at Target in the middle of July. WAY TOO SOON! The good news is you can save money on back to school supplies! After reading […]

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Starting a Blog

The Reasons Why I Started a Blog

I’ve never considered myself to be a writer in any sense of the word and never in my wildest dreams did I think I would start a blog. I sometimes still can’t believe I created a website to write a brand new 1,000+ word post every week. But here I am, six months into my blogging adventure with dreams of turning this strange hobby into a legitimate side hustle, and eventually main hustle. It’s pretty crazy! I’m sure my Language Arts teachers would be shocked! I’m pretty sure they haven’t […]

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Frugal Budget Date Nights

14 Cheap Dates to Fit into Your Frugal Budget While You Pay Off Debt

I am a firm believer that just because you’re trying to get out of debt, doesn’t mean you can’t have fun. And what better way to have fun than on date night. In our year of dating and three years of marriage, we have made date night a non-negotiable, granted we don’t have kids yet, so this is a lot easier for us to fit in than bigger families. When I think of date night, my mind naturally drifts to images of fancy dinners at expensive restaurants, but it doesn’t […]

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Talk Money Budgets with Friends and Family

How to Talk to Friends About Money Without Offending Them

In the four years my family has lived off a budget, our lives have been completely transformed. We paid off all of our student loans, started retirement funds, bought a house, and are now piling money into saving for emergencies, vacations, new cars, and home remodels. Above all else, the way we think about money and spending has drastically changed. In all of this amazing success and transformation we’ve experienced, we really want to share our story and help others experience the same joy and freedom we have! I think […]

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Family Finances Talk With Kids

3 Reasons I Talk about Money with my Students, and if you have Kids, Why You Should Too

If there’s one thing I’ve learned as a middle school teacher, it’s that students are more willing to learn if they feel a personal connection to their teacher. So, in my 2nd year of teaching, I instituted a “fun fact of the day” to start each class in an attempt to develop better personal connections to my students. I take a couple minutes to share a personal story from my life that usually happened in the previous day or two. My wife does the same thing in her classes, so […]

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Debt Free Shopping Spree

What Debt Free Looks Like So Far

On May 27, my wife and I finally paid off our student loans! After about 4 years of crazy hard work, extra jobs, limited spending, we are free of student loan debt! It’s actually kind of a weird feeling. In a couple days we will finalize our monthly budget, and we don’t have a specific place for the extra money to go (at least not yet). Before, it was always about our student loans, so at the end of the month we made an extra lump sum payment to knock […]

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