Welcome Mat

Why We Let a Stranger Move in With Us

Life is funny sometimes. We have been trucking along crushing our student loan debt, and after 4 years we are within a month of finally being debt free! We have been looking forward to this moment for so long and worked so hard, giving up our weekends and some weeknights at 2nd and sometimes 3rd jobs. It has been ridiculously hard, I’m not going to try to sugar coat it, but right now the hard work feels like nothing compared to the joy of a huge accomplishment and freedom in […]

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Save Money in the Summer

A Few Tricks to Keep Your Budget Cool This Summer

Summer is my favorite season of the year! It is full of adventures at the beach, hiking, playing golf, grilling, and camping. Oh, and if you’re in your 20s, don’t forget about all the weddings you will get invited to or asked to be in. Summer is time to let loose a little more, get outside, and be more active. It’s also a time where it becomes really easy to spend more money than you really want to. That’s right, those extra activities aren’t free! Now I’m not saying to […]

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Tithe to Honor Jesus in Finances

How to Honor Jesus with Your Finances

Last year I wrote a post about tithing, and it was by far one of the most popular posts on my blog. Plus, with Easter last weekend, it is a pretty fitting time to bring the topic back around. In the Bible, God asks all who follow Him to give back to him the first 10% of everything we have. That is the basic definition of a tithe. If this is a new idea for you, whether you actively follow Jesus or not, tithing can have a powerful impact on […]

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Bridge to Debt Freedom

How We Paid Off $29,500 of Debt in 2016

My wife Jenna and I started our plan to aggressively pay off our student loans in 2013. In that time we have paid off nearly all of our debt, increasing our total amount paid every year. It has been a long road, and while the end is in sight, I want to reflect a little on how we got this far. I know that most people reflect sometime in January, but March is still pretty early in the year right? Better late than never! In 2016, we had our biggest […]

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Meal Prepping Guide to Save Money

A Beginner’s Guide to Meal Prepping

Last week I posted an article about how my family survives on $60 a week and it got a lot of great feedback and comments. Thank you for taking the time to read, make insightful comments, and share your stories of meal prepping! As a result, I wanted to follow up with exactly how we meal prep for the week, including practical advice on where to shop, recipes of easy, long lasting meals, and tips to make it easier and make your meals last longer! Where You Shop Matters One […]

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Cheap Frugal Food Budget

Food is Expensive! How We Survive on $60 a Week

Everyone has to eat. Period. Thank you Captain Obvious. But how much you spend and where you shop varies dramatically. Also, I feel like the prices of food are always going up and our dollars just don’t stretch as far as they used to. It might not actually be true, but I often look in my cart and am shocked by how little I can buy. My family sticks to a pretty tight budget, so for us, price matters, and so does where we buy food. I am going to […]

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Improve Finances on Single Income

How to Improve Your Finances on a Single Income

There are a lot of stories about couples paying off a bunch of debt in short periods of time. Today, I want to give hope to all the single folks out there. If you’re single, I want to show you how to improve your finances on a single income. I think there are three fundamental steps you can take right now to kick start your financial makeover and start reaching your goals. Step 1: Make a Budget If you don’t have a budget, start one now. It is the single […]

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Beach Vacation Pay Cash

How to Save for Vacation and Pay Cash

As it gets closer and closer to summer, I can’t help but dream of vacation. Being a teacher, I am just as excited as my students for summer vacation to hit so that I can run out of the school with my arms in the air, yelling and jumping around. In my head I picture confetti raining from the upper floor windows, music playing over all of the loudspeakers, and teachers and students waving goodbye, bounding off to enjoy summer adventures. Why can’t we all be as excited to go […]

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Declutter Build Emergency Fund Minimalism

How Decluttering Your Home Can Build Your Financial Foundation

In Minnesota, spring is right around the corner, and with it, spring cleaning! Everyone I know has stuff that they don’t need, or maybe more accurately stuff they don’t use. Stored in garages, attics, basements, and storage lockers across the country are piles of stuff that are taking up space, forgotten, unused, and unappreciated. Instead of your old stuff wasting away in a dark corner, you can dust it off and sell it to someone who can put it to good use. Not only will it create more space in […]

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Find a Second Job to Improve Finances

How to Find the Right 2nd Job

I wrote a post last month explaining why both my wife and I work a second job. If you are looking for a way to increase your income, I highly suggest giving it a read. Working a second job has really sucked at times, but it has also been such an amazing blessing to pay off our debt. Throughout this process of working multiple second jobs, I have learned that there are so many options of jobs and ways to supplement your income. If you want to really make a […]

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