Get Out of Debt!

If Frodo can Destroy the Ring of Power, You Can Get Out of Debt!

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. How badly do you want to get out of debt? The answer to this question will determine the lengths you’ll go to pay off your debt as soon as possible. Last weekend I watched Lord of the Rings, The Fellowship of the Ring. I’m a HUGE fan of Lord of the Rings, but I never realized how awesome Frodo […]

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How to Build a Retirement Nest Egg

How to Increase Savings for a Better Retirement Nest Egg

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got a rockin’ guest post for you today from Kathy, the owner of Baby Boomer Super Saver. Kathy’s goal is to share simple, practical steps that will help you increase your retirement nest egg.  When not blogging, she can be found leading herb walks or hunting for gold mushrooms in the woods. I hope you enjoy it as much […]

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Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Are you prepared for a financial emergency? 738 reasons why you need an emergency fund. Emergencies are going to happen. The big question you need to answer is, “how prepared are you when an emergency DOES strike?” I recommend starting with $1,000 in your emergency fund and then expanding to cover bigger emergencies.

Reason #738 Why You Need to Have an Emergency Fund

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you prepared for a financial emergency? Picture This You arrive home after a week with your family over the holidays expecting a wonderful, warm, cozy home. You’ve already made plans to unpack and relax, maybe even take a bath drinking a delicious micro brew. Heck, you can unpack tomorrow. Tonight is about relaxing. Are you there? Which micro […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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College Education - College is Expensive! CollegeBacker Makes it Easier to Save

College is Expensive! CollegeBacker Makes it Easier to Save

Disclaimer: This is a sponsored post and may contain affiliate links. Compensation was provided by CollegeBacker. The opinions expressed are my own. Read my disclaimer to learn more. Do you know how much college costs? The quick answer, a lot. The long answer is, it’s complicated. It depends on the answers to so many questions. Is your child planning on going to a private or public college? Will he/she be going to an instate or out of state University? Does your child want to go to a 4 Year University […]

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Do you and your partner talk about money? Talking about money transforms your relationship. Real Relationships Need Real Conversations About Things that Matter, and that includes money. Be open, honest, and ask the hard questions that really matter.

Why Talking About Money is the Best Medicine for Your Relationship

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Can you guess the two biggest pain points in just about every relationship? Most couples biggest pain points are money and sex. Since this is a personal finance blog, you probably want to hear about money. 😉 Think about your relationship. If you’re single, think back to a past relationship. What do you and your partner argue about the […]

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We Paid off $73k Student Loan Debt in 4 years

How We Paid off $73k of Student Loan Debt in 4 years

I first started this site to share our debt free story and help families get out of debt. I’ve shared bits and pieces of our debt free story, but never the full sha-bang. Well here it is. On May 27, 2017 my wife and I became debt free, paying off $73,000 of student loans in just under four years. In this post, I want to show you exactly how we did it and give you hope that it’s absolutely possible to pay off your own student loans (or any debt […]

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Frugal Isn't Always the Only Option

Frugal Isn’t Always the Only Option

A couple weeks ago our oven started on fire. Before you freak out, it isn’t as dramatic as it might sound. I was cooking pizza with friends and the heating element in our electric oven shorted out and sprouted a small flame a few inches high. In slight panic, I yelled to my friends and was frantically going through the options in my head. Thankfully my friend suggested cutting the power, which easily took care of everything. After further inspection, the heating element was completely fried and we lost the […]

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We're Having a picture. Newborn Baby

We’re Having a Baby! We’re Preparing, But Still Clueless

The title says it all, We’re having a Baby!!!! I can’t even describe how excited I am to be a Dad. My wife and I get giddy just thinking about being parents, and learning about all the amazing ways our tiny baby is growing. In case you’re wondering, at 19 weeks, the baby is the size of a tomato and weighs half a pound! For the most part, we don’t feel too freaked out or terrified that we’ll soon be responsible for an entire human life. I mean, there’s a […]

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