Family Finances Talk With Kids

3 Reasons I Talk about Money with my Students, and if you have Kids, Why You Should Too

If there’s one thing I’ve learned as a middle school teacher, it’s that students are more willing to learn if they feel a personal connection to their teacher. So, in my 2nd year of teaching, I instituted a “fun fact of the day” to start each class in an attempt to develop better personal connections to my students. I take a couple minutes to share a personal story from my life that usually happened in the previous day or two. My wife does the same thing in her classes, so […]

Continue reading
Debt Free Shopping Spree

What Debt Free Looks Like So Far

On May 27, my wife and I finally paid off our student loans! After about 4 years of crazy hard work, extra jobs, limited spending, we are free of student loan debt! It’s actually kind of a weird feeling. In a couple days we will finalize our monthly budget, and we don’t have a specific place for the extra money to go (at least not yet). Before, it was always about our student loans, so at the end of the month we made an extra lump sum payment to knock […]

Continue reading
Debt Freedom from Student Loans

Goodbye Student Loans: We Are 10 Days From Being Debt Free

It’s the final countdown. (Ba-Da-Dun-Dun, Ba-Da-Dun-Dun-Dun) We’re rounding 3rd and charging for home. We’re in the home stretch! It’s the bottom of the 9th. It’s 4th and Goal! We are 10 stinkin days from paying off all of our student loans. $90,000 in less than four years, holy crap this is really happening! If you couldn’t tell, I’m a little excited, and really into sports analogies! 🙂 On May 31st, we will have no more student loan debt (minus what is being forgiven). Starting in June, our budget will have […]

Continue reading
Find a Second Job to Improve Finances

How to Find the Right 2nd Job

I wrote a post last month explaining why both my wife and I work a second job. If you are looking for a way to increase your income, I highly suggest giving it a read. Working a second job has really sucked at times, but it has also been such an amazing blessing to pay off our debt. Throughout this process of working multiple second jobs, I have learned that there are so many options of jobs and ways to supplement your income. If you want to really make a […]

Continue reading
Build Trusting Intimate Marriage with Finances

One Secret to Financial Success and Building a More Trusting, Intimate Marriage

A great way to come together in budgeting is to combine your finances with your spouse and make all of your money decisions as a team. When my wife and I were planning our wedding, we made the decision to combine all of our finances, giving equal access to all of our bank accounts. I believe this is one of the biggest reasons we are so successful with our money. Not only have we had financial success, but we have seen many other advantages in our marriage, so for us, […]

Continue reading
Hard Work Second Job Saved Finances

Getting a 2nd Job Saved Our Finances

I met my wife Jenna in college as we both started the Teacher Education Program at the University of Minnesota Duluth. After graduating we both found a job at the same school and worked our way up to being full time teachers. Educating young people is a passion we both share in life, and we truly love that we get to help shape young minds for a living. However, teaching middle school isn’t our only job. Even before we got married, we both sought out a second job to supplement […]

Continue reading
Tithe Church Giving

Why We Tithe

The first time I heard the word tithe I was twenty four years old. I was just out of college and was at a business convention in Dallas. I was attending a morning church service, led by several speakers at the conference and I knew none of them had a background in ministry or theology. Even so, several speakers mentioned that it was each of our duties, as followers of Jesus, to give 10% of our income, or tithe, to the church. Why Should I Give Away My Money?  I […]

Continue reading
Debt Free Living Alaska Hike

Why We Stopped Going Out to Eat

I have been actively following Jesus for about six years, and Jenna for much longer. As followers of Jesus, we want to worship God with every part of our lives, including our finances and how we spend our money. We have found that when we say “yes” to what Jesus asks us to do, He does amazing things in our lives. One Decision Change Our Lives A few years ago, Jenna revealed to me that she felt Jesus telling her that she would be debt free in five years. I […]

Continue reading