Treat Yourself Destroys Your Budget

“Treat Yo Self” is Killing Your Budget and Financial Goals

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Have you ever heard someone say, “treat yo self”? I hear it popping up more and more among people in their twenties. The general idea is to take care of yourself and remember to love yourself. Do something nice for yourself every day. That sounds pretty good right? I completely agree that it’s important to invest in yourself and […]

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17 Ways to Cut Expenses and Save More Money

17 Tips to Cut Your Expenses and Save More Money

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Wish you had more money in your budget? The answer is probably and enthusiastic YES! Unless you’re on a budget, that can be really hard to do. So first and foremost, create a budget and you’ll be amazed at how much money is laying around. The other amazing thing about a budget is that it allows you to see […]

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Three Paycheck Month

Are You Missing Out on Free Money in Your Budget?

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Who doesn’t want free money? Let’s face it, pretty much everyone wants more money. It can help you get out of debt faster, pay your bills on time, save for vacation or retirement, or finally upgrade your wardrobe. What would you say if I told you that you already have access to free money? Would you believe me? The […]

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How to Build a Retirement Nest Egg

How to Increase Savings for a Better Retirement Nest Egg

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’ve got a rockin’ guest post for you today from Kathy, the owner of Baby Boomer Super Saver. Kathy’s goal is to share simple, practical steps that will help you increase your retirement nest egg.  When not blogging, she can be found leading herb walks or hunting for gold mushrooms in the woods. I hope you enjoy it as much […]

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What We Learned After One Month of Using a Credit Card for Travel Hacking

What We Learned After One Month of Using a Credit Card

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. We’ve been using our credit card for one month and we haven’t destroyed our budget or gone into massive debt. I call that a win. Last month we decided to switch from using cash for most purchases to using our credit card. Sorry Dave Ramsey. The thought process behind our decision is to start earning travel rewards so we […]

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Are you prepared for a financial emergency? 738 reasons why you need an emergency fund. Emergencies are going to happen. The big question you need to answer is, “how prepared are you when an emergency DOES strike?” I recommend starting with $1,000 in your emergency fund and then expanding to cover bigger emergencies.

Reason #738 Why You Need to Have an Emergency Fund

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Are you prepared for a financial emergency? Picture This You arrive home after a week with your family over the holidays expecting a wonderful, warm, cozy home. You’ve already made plans to unpack and relax, maybe even take a bath drinking a delicious micro brew. Heck, you can unpack tomorrow. Tonight is about relaxing. Are you there? Which micro […]

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Travel Hacking Perks - Travel Hacking Our Way to Cheap Vacations

Travel Hacking Our Way to Cheap Vacations

How often do you use your credit card? We hardly use ours at all. In fact, we love to use cash. It helps us avoid the potential never ending spiral of credit card debt. But all that is about to change. Our next big adventure is into the world of credit card rewards. There’s a big wide world out there and we want to reap ALL the benefits! I first heard of travel hacking about a year ago. Since then I’ve listened to podcasts, read blog posts, and researched to […]

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holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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Christmas Saving Plan - Take the Stress Out of Christmas Shopping!

Take the Stress Out of Christmas Shopping!

Start Saving Money Now! The holidays can become a really expensive stressful time if we let them. I believe a good game plan to save money is a huge factor to minimize the stress. Then once you save the money, sticking to the budget is a whole new challenge. Before the holidays hit, let’s navigate the ins and outs of saving money, sticking to the budget, dealing with family, and avoiding obligatory spending. Planning Ahead is the Best Way to Avoid Debt Right now it’s mid October, which means it’s […]

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Cheap Hobbies

Starting a Hobby Doesn’t Have to be Crazy Expensive

Dungeons & Dragons: The Ultimate Cheap Hobby This summer I started a new hobby. Warning, it’s EXTREMELY NERDY!!! I got a small group of friends together and began playing Dungeons & Dragons! We’ve only had a couple sessions so far, but it’s an absolute blast! Before you decide this post is too nerdy, let me explain another reason I love this new hobby! The best thing about Dungeons and Dragons is how cheap it is to play! It made me wonder if there are any other super cheap hobbies. Starting […]

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