Travel Hacking Perks - Travel Hacking Our Way to Cheap Vacations

Travel Hacking Our Way to Cheap Vacations

How often do you use your credit card? We hardly use ours at all. In fact, we love to use cash. It helps us avoid the potential never ending spiral of credit card debt. But all that is about to change. Our next big adventure is into the world of credit card rewards. There’s a big wide world out there and we want to reap ALL the benefits! I first heard of travel hacking about a year ago. Since then I’ve listened to podcasts, read blog posts, and researched to […]

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holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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Christmas Saving Plan - Take the Stress Out of Christmas Shopping!

Take the Stress Out of Christmas Shopping!

Start Saving Money Now! The holidays can become a really expensive stressful time if we let them. I believe a good game plan to save money is a huge factor to minimize the stress. Then once you save the money, sticking to the budget is a whole new challenge. Before the holidays hit, let’s navigate the ins and outs of saving money, sticking to the budget, dealing with family, and avoiding obligatory spending. Planning Ahead is the Best Way to Avoid Debt Right now it’s mid October, which means it’s […]

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Cheap Hobbies

Starting a Hobby Doesn’t Have to be Crazy Expensive

Dungeons & Dragons: The Ultimate Cheap Hobby This summer I started a new hobby. Warning, it’s EXTREMELY NERDY!!! I got a small group of friends together and began playing Dungeons & Dragons! We’ve only had a couple sessions so far, but it’s an absolute blast! Before you decide this post is too nerdy, let me explain another reason I love this new hobby! The best thing about Dungeons and Dragons is how cheap it is to play! It made me wonder if there are any other super cheap hobbies. Starting […]

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Organic Grapes Budgeting

Can You Buy Organic Food on a Budget?

Every time I wander through the grocery store with our grocery list in hand, I am bombarded by signs for organic food. And holy cow, it’s expensive! It makes me wonder, is organic food worth it? Is it possible to buy organic food in a budget? The Benefits of Organic Food There are several benefits to eating organic food. According to Consumer Reports, since organic foods are made with fewer pesticides and chemicals, you’re putting less chemicals in your body. As a result, you are more likely to save on […]

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Back to School Supplies Shopping

5 Tips to Save Money on Back to School Supplies

Summer is coming to a close, cue the sad music, and that means back to school shopping! As a middle school teacher, I feel the same back to school blues as students. Of course, I am also really excited to get back into my classroom and see my students again, but I always cringe when I see the giant pencil and notebook signs show up at Target in the middle of July. WAY TOO SOON! The good news is you can save money on back to school supplies! After reading […]

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Get Rid of Your Car Payment

10 Things You Can Do Instead of Making a Car Payment

According to Experian Automotive, the average American pays $493 a month for a new vehicle and a little bit less if you lease at $412 per month. Nowadays vehicles are fancier, have more features, and are ultimately more expensive, which causes an increase in monthly payments. Next to student loan debt, auto loans are one of the leading causes of debt in America. What could you do with an extra $500 in your budget? If you’re not sure, I’ve come up with a great list of 10 things you can […]

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Frugal Budget Date Nights

14 Cheap Dates to Fit into Your Frugal Budget While You Pay Off Debt

I am a firm believer that just because you’re trying to get out of debt, doesn’t mean you can’t have fun. And what better way to have fun than on date night. In our year of dating and three years of marriage, we have made date night a non-negotiable, granted we don’t have kids yet, so this is a lot easier for us to fit in than bigger families. When I think of date night, my mind naturally drifts to images of fancy dinners at expensive restaurants, but it doesn’t […]

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Tortoise and Hare Money Lessons

What the Tortoise and Hare Taught Me About Money

We are all familiar with the story of the tortoise and the hare. The tortoise is a long shot to win the race because he’s soooo slow, while the hare is the easy favorite with his quickness and speed. When the whistle blows, the hare sprints out of the gates and gets a huge lead over the slow, barely moving tortoise. It seems obvious that the hare will win, but we all know how it ends; the tortoise somehow, through insurmountable odds finds a way to win. I think there […]

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Save Money in the Summer

A Few Tricks to Keep Your Budget Cool This Summer

Summer is my favorite season of the year! It is full of adventures at the beach, hiking, playing golf, grilling, and camping. Oh, and if you’re in your 20s, don’t forget about all the weddings you will get invited to or asked to be in. Summer is time to let loose a little more, get outside, and be more active. It’s also a time where it becomes really easy to spend more money than you really want to. That’s right, those extra activities aren’t free! Now I’m not saying to […]

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