Investing for Retirement

How a Boring 401(k) Meeting Changed My Life Forever

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’m excited to bring you a fantastic new post by Chuck over at Retire Gen X. He’s super passionate about helping people retire smarter and for 20 years, has worked at companies that specialize in helping people save and invest for retirement. I’d say we have a solid expert on our hands here. Enjoy, and Happy Monday! ~ Jamie For most of us, the […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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6 Tips to Keep You Motivated

Feeling Frustrated by Your Budget?

6 Tips to Keep You Motivated I’ll let you in a secret. It’s OK to feel frustrated by your budget! I’ve found it to be a natural part of the process of creating great financial habits. Sticking with our goals amidst extreme frustration is one of the reasons we’ve been so successful since we started this crazy journey four years ago! I want to give you some tips that worked for us to stay motivated and hit our financial goals in stride! Everyone Needs Motivation From Time to Time We […]

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Creating a Financial System

Key to Financial Freedom: Setting Up a System to Succeed

I’ve got an awesome guest post for you today from Kathy Mason, a Finance Coach and Blogger! I’m excited for her to share her wisdom on the keys to financial freedom and how to set up a great system for success! Enjoy! ~ Mr. Jamie Griffin Whether it is getting out of debt or beginning to start a nest egg, setting fixed and achievable goals should be your first step. Below are 5 tips to getting you started in moving in the right direction: 1. Set Goals Immediately Delaying when […]

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Get Rid of Your Car Payment

10 Things You Can Do Instead of Making a Car Payment

According to Experian Automotive, the average American pays $493 a month for a new vehicle and a little bit less if you lease at $412 per month. Nowadays vehicles are fancier, have more features, and are ultimately more expensive, which causes an increase in monthly payments. Next to student loan debt, auto loans are one of the leading causes of debt in America. What could you do with an extra $500 in your budget? If you’re not sure, I’ve come up with a great list of 10 things you can […]

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The Road to Debt Freedom Starts Now

Want to Get Out of Debt? Start Here, And Start Now

Let me tell you a story about someone who got in way over his head with debt. When he graduated college and started his first big boy job as a paraprofessional, he thought he had it made. After all, the American dream is to go to college, get a job, and live happily ever after. The problem was he had way too much debt, and not nearly enough income to match it. The numbers lined up something like this: $50,000 of student loan debt, $1,500 credit card debt, and a […]

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Tortoise and Hare Money Lessons

What the Tortoise and Hare Taught Me About Money

We are all familiar with the story of the tortoise and the hare. The tortoise is a long shot to win the race because he’s soooo slow, while the hare is the easy favorite with his quickness and speed. When the whistle blows, the hare sprints out of the gates and gets a huge lead over the slow, barely moving tortoise. It seems obvious that the hare will win, but we all know how it ends; the tortoise somehow, through insurmountable odds finds a way to win. I think there […]

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Family Finances Talk With Kids

3 Reasons I Talk about Money with my Students, and if you have Kids, Why You Should Too

If there’s one thing I’ve learned as a middle school teacher, it’s that students are more willing to learn if they feel a personal connection to their teacher. So, in my 2nd year of teaching, I instituted a “fun fact of the day” to start each class in an attempt to develop better personal connections to my students. I take a couple minutes to share a personal story from my life that usually happened in the previous day or two. My wife does the same thing in her classes, so […]

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Finding Hope in Your Finances and Budget

It’s Not Too Late! You Can Still Turn Your Finances Around!

It’s easy to look at your financial situation and decide, “I’ve made too many mistakes, there’s nothing I can do about it now.” Maybe that’s what you’re feeling right now. Maybe it’s easier to give up and live forever with your financial mess-ups. The truth is, giving up is easier, at least in the short term, but it also requires you to settle for less than you’re capable of. In this post, I am going to to share some of my less than stellar choices that led me into $90,000 […]

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Budgets Provide Freedom

How to Make Your Budget Freeing, Not Restrictive

I think it is a common misconception that budgets are restrictive and limit how you can spend your money. In fact, I believe the opposite is true. A budget can open up new opportunities and freedom in your finances. That has been our experience. Yes, at times it has really sucked and we did feel restricted. But the restriction was only temporary. A big part of why a budget feels so restrictive at first is because it is forcing a lifestyle change, or at minimum, a rearrangement. It’s like going […]

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