holidays are expensive

Is Frivolous Holiday Spending Costing You Hundreds?

How would you like to save an extra $250-500 this holiday season? When I think of the holidays, I typically picture spending money, not saving it. The truth is, the holidays are expensive! Some expenses are totally worth it and add a ton of value to your holiday season. Other expenses though…can add more stress and drain your budget quickly and unnecessarily. Ever stop to think which expenses you can cut to save money? Or how much money you’re spending on things you don’t really care about? With the help of […]

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superman emergency fund - How an Emergency Fund Can Save Your Finances

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, 2017, Bankrate reported that 57% of Americans don’t have enough cash to cover an unexpected expense of $500. Unfortunately it’s pretty easy for unexpected expenses to exceed $500. Let’s take a look at a few […]

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Christmas Saving Plan - Take the Stress Out of Christmas Shopping!

Take the Stress Out of Christmas Shopping!

Start Saving Money Now! The holidays can become a really expensive stressful time if we let them. I believe a good game plan to save money is a huge factor to minimize the stress. Then once you save the money, sticking to the budget is a whole new challenge. Before the holidays hit, let’s navigate the ins and outs of saving money, sticking to the budget, dealing with family, and avoiding obligatory spending. Planning Ahead is the Best Way to Avoid Debt Right now it’s mid October, which means it’s […]

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6 Tips to Keep You Motivated

Feeling Frustrated by Your Budget?

6 Tips to Keep You Motivated I’ll let you in a secret. It’s OK to feel frustrated by your budget! I’ve found it to be a natural part of the process of creating great financial habits. Sticking with our goals amidst extreme frustration is one of the reasons we’ve been so successful since we started this crazy journey four years ago! I want to give you some tips that worked for us to stay motivated and hit our financial goals in stride! Everyone Needs Motivation From Time to Time We […]

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Chicken and Sushi - Can You Stop Going Out to Eat for 30 Days?

Can You Stop Going Out to Eat for 30 Days?

One of the cornerstone pieces of Jenna and me paying off $73,000 of student loans in less than 4 years came from a single decision. We chose to trust Jesus when He asked us to stop going out to eat. It sounded crazy, radical, and downright impossible. But we said yes, and it’s been life changing. Eating Out vs. Cooking Family Dinners Eating out is easy, convenient, and much more efficient than cooking meals at home. There’s no preparation and no clean up. However, you’re paying for a service and […]

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Organic Grapes Budgeting

Can You Buy Organic Food on a Budget?

Every time I wander through the grocery store with our grocery list in hand, I am bombarded by signs for organic food. And holy cow, it’s expensive! It makes me wonder, is organic food worth it? Is it possible to buy organic food in a budget? The Benefits of Organic Food There are several benefits to eating organic food. According to Consumer Reports, since organic foods are made with fewer pesticides and chemicals, you’re putting less chemicals in your body. As a result, you are more likely to save on […]

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Back to School Supplies Shopping

5 Tips to Save Money on Back to School Supplies

Summer is coming to a close, cue the sad music, and that means back to school shopping! As a middle school teacher, I feel the same back to school blues as students. Of course, I am also really excited to get back into my classroom and see my students again, but I always cringe when I see the giant pencil and notebook signs show up at Target in the middle of July. WAY TOO SOON! The good news is you can save money on back to school supplies! After reading […]

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