Get Rid of Your Car Payment

10 Things You Can Do Instead of Making a Car Payment

Disclaimer: This post may contain affiliate links. I get a small commission at no cost to you. Read my full disclaimer for more details. According to Experian Automotive, the average American pays $493 a month for a new vehicle and a little bit less if you lease at $412 per month. Nowadays vehicles are fancier, have more features, and are ultimately more expensive, which causes an increase in monthly payments. Next to student loan debt, auto loans are one of the leading causes of debt in America. What could you […]

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Bridge to Debt Freedom

How We Paid Off $29,500 of Debt in 2016

My wife Jenna and I started our plan to aggressively pay off our student loans in 2013. In that time we have paid off nearly all of our debt, increasing our total amount paid every year. It has been a long road, and while the end is in sight, I want to reflect a little on how we got this far. I know that most people reflect sometime in January, but March is still pretty early in the year right? Better late than never! In 2016, we had our biggest […]

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Improve Finances on Single Income

How to Improve Your Finances on a Single Income

There are a lot of stories about couples paying off a bunch of debt in short periods of time. Today, I want to give hope to all the single folks out there. If you’re single, I want to show you how to improve your finances on a single income. I think there are three fundamental steps you can take right now to kick start your financial makeover and start reaching your goals. Step 1: Make a Budget If you don’t have a budget, start one now. It is the single […]

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Google Sheets Budget Spreadsheet

Using a Debt Log and Debt Snowball to Conquer Your Debt

Disclaimer: I have written this post only because I believe in and use Dave Ramsey’s methods and strategies to pay off debt and want to share it with you. I have not been compensated in any way for my thoughts or for this post. It was so fun to hear all of your feedback on my last post about why I started budgeting! Here is the second post of the “Choices We Made to Get Out of Debt” series outlining how to create a Debt Log and the incredible effects […]

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