Do you have a budget? 5 Reasons to Start a Budget Today!

5 Reasons You Need to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. I used to keep a mental note of how much money was in my checking account so I could always pay my bills, or go out with friends and not overspend. The thing is though, […]

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Finding Hope in Your Finances and Budget

It’s Not Too Late! You Can Still Turn Your Finances Around!

It’s easy to look at your financial situation and decide, “I’ve made too many mistakes, there’s nothing I can do about it now.” Maybe that’s what you’re feeling right now. Maybe it’s easier to give up and live forever with your financial mess-ups. The truth is, giving up is easier, at least in the short term, but it also requires you to settle for less than you’re capable of. In this post, I am going to to share some of my less than stellar choices that led me into $90,000 […]

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cropped cropped IMG 4234 - Breaking Down a Budget

Breaking Down a Budget

Budget. A simple word, but often a misunderstood. Many people, upon hearing the word “budget,” subconsciously react in a fearful and defensive manner. I have seen strangers, coworkers, acquaintances, and even friends and family members react in similar ways time and again when I bring up my family’s budget. You may have seen it too, or even noticed it in yourself. It is a reaction the displays discomfort and negativity to the topic of money, or even changing the subject. I have even experienced laughing exclamations of, “Budget! That’s a […]

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