College Education - College is Expensive! CollegeBacker Makes it Easier to Save

College is Expensive! CollegeBacker Makes it Easier to Save

Disclaimer: This is a sponsored post and may contain affiliate links. Compensation was provided by CollegeBacker. The opinions expressed are my own. Read my disclaimer to learn more. Do you know how much college costs? The quick answer, a lot. The long answer is, it’s complicated. It depends on the answers to so many questions. Is your child planning on going to a private or public college? Will he/she be going to an instate or out of state University? Does your child want to go to a 4 Year University […]

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We Paid off $73k Student Loan Debt in 4 years

How We Paid off $73k of Student Loan Debt in 4 years

I first started this site to share our debt free story and help families get out of debt. I’ve shared bits and pieces of our debt free story, but never the full sha-bang. Well here it is. On May 27, 2017 my wife and I became debt free, paying off $73,000 of student loans in just under four years. In this post, I want to show you exactly how we did it and give you hope that it’s absolutely possible to pay off your own student loans (or any debt […]

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The Road to Debt Freedom Starts Now

Want to Get Out of Debt? Start Here, And Start Now

Let me tell you a story about someone who got in way over his head with debt. When he graduated college and started his first big boy job as a paraprofessional, he thought he had it made. After all, the American dream is to go to college, get a job, and live happily ever after. The problem was he had way too much debt, and not nearly enough income to match it. The numbers lined up something like this: $50,000 of student loan debt, $1,500 credit card debt, and a […]

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Family Finances Talk With Kids

3 Reasons I Talk about Money with my Students, and if you have Kids, Why You Should Too

If there’s one thing I’ve learned as a middle school teacher, it’s that students are more willing to learn if they feel a personal connection to their teacher. So, in my 2nd year of teaching, I instituted a “fun fact of the day” to start each class in an attempt to develop better personal connections to my students. I take a couple minutes to share a personal story from my life that usually happened in the previous day or two. My wife does the same thing in her classes, so […]

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Finding Hope in Your Finances and Budget

It’s Not Too Late! You Can Still Turn Your Finances Around!

It’s easy to look at your financial situation and decide, “I’ve made too many mistakes, there’s nothing I can do about it now.” Maybe that’s what you’re feeling right now. Maybe it’s easier to give up and live forever with your financial mess-ups. The truth is, giving up is easier, at least in the short term, but it also requires you to settle for less than you’re capable of. In this post, I am going to to share some of my less than stellar choices that led me into $90,000 […]

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Debt Freedom from Student Loans

Goodbye Student Loans: We Are 10 Days From Being Debt Free

It’s the final countdown. (Ba-Da-Dun-Dun, Ba-Da-Dun-Dun-Dun) We’re rounding 3rd and charging for home. We’re in the home stretch! It’s the bottom of the 9th. It’s 4th and Goal! We are 10 stinkin days from paying off all of our student loans. $90,000 in less than four years, holy crap this is really happening! If you couldn’t tell, I’m a little excited, and really into sports analogies! 🙂 On May 31st, we will have no more student loan debt (minus what is being forgiven). Starting in June, our budget will have […]

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Graduating with Student Loans

Graduation Game Plan: How to Get a Head Start on Student Loans

I graduated from college in 2011 with a dual degree in History and Teaching Social Studies. At that time, I was actually already working in a middle school as a paraprofessional. It wasn’t quite my dream job, but I was crazy happy to be working at a school right out of college, especially one that I loved! It was a great stepping stone to my current position as a full time teacher at the same local charter school. At the time, I was in bliss making more money than any […]

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Find a Second Job to Improve Finances

How to Find the Right 2nd Job

I wrote a post last month explaining why both my wife and I work a second job. If you are looking for a way to increase your income, I highly suggest giving it a read. Working a second job has really sucked at times, but it has also been such an amazing blessing to pay off our debt. Throughout this process of working multiple second jobs, I have learned that there are so many options of jobs and ways to supplement your income. If you want to really make a […]

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Get Out of Debt Fast Be Different

3 Ways to Do Money Differently, and Get Out of Debt Faster

The tagline for my website is “Doing Money Differently.” For the past four years, my wife Jenna and I have been doing exactly that and our finances and lives have changed dramatically for the better. It is something I truly believe can lead you to long term wealth, financial success, and happiness. Our path to doing money differently didn’t happen overnight, but rather, a series of small, consistent choices strung out over many years. I want to share with you three ways we are “Doing Money Differently.” Why We Do […]

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Hard Work Second Job Saved Finances

Getting a 2nd Job Saved Our Finances

I met my wife Jenna in college as we both started the Teacher Education Program at the University of Minnesota Duluth. After graduating we both found a job at the same school and worked our way up to being full time teachers. Educating young people is a passion we both share in life, and we truly love that we get to help shape young minds for a living. However, teaching middle school isn’t our only job. Even before we got married, we both sought out a second job to supplement […]

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