How to Tithe When in Debt and Transform Your Life
[Updated February 2023] Should you tithe when you’re in debt? How can you even justify tithing when you can’t pay your bills, and in our case massive amounts of debt? When I was in the trenches paying off debt like crazy, everything I did led to getting out of debt as fast as possible. I […]
Should You Get a Second Job to Pay Off Debt?
Have you ever thought about getting a second job to help pay off debt? It sounds really exciting right?! Or maybe it sounds horribly time consuming. I met my wife Jenna in college as we both started the Teacher Education Program. After graduating we both found a job at the same school and worked our […]
Top Essential Home Buying Tips for Millennials
Buying your first home is exciting and also a little scary. And the good news is it’s as complicated as it first appears. It’s really easy to get distracted by the idea of buying your dream home. But there is more to home buying than simply getting pre-approved for a mortgage, picking out a house, […]
How to Divide Your Income with the 50/30/20 Budget Rule
There’s a lot to consider when you’re wondering how to divide your income. The simplest and most direct way to divide your income is using a budget spreadsheet and a simple budget rule like the 50/30/20 budget template. I’ve found that budgeting is easier to do when there are rules and guidelines. Otherwise budgeting feels […]
What are the 3 Categories of the 50/30/20 Budget?
There are 3 categories of the 50/20/20 budget. After calculating your after tax income, split your income into three spending categories – 50% for needs, 30% for wants, and 20% for savings and debt repayment. The 50/30/20 budget rule is perfect for anyone looking to start a budget. And the good news is, you don’t […]
50/30/20 Budget Template: A Simple Budget Rule to Start a Budget
Are you ready for a simple budget that you can start today? It’s actually one of the most common and easiest budgeting methods out there. Starting a budget can feel OVERWHELMING! I want to save you time researching to find the PERFECT budget template by telling you about the easiest budgeting method for beginners. Also, […]