How to Review a Budget: Annual Budget Review 2021

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Did you reach any of your money goals in 2021? The new year is a great time to reflect on your goals and set new goals for 2022.  But reflecting on your 2021 money goals is hard without an annual budget template.  Our annual budget template helps me track all of our spending for the […]

Capitalize Review: Roll Over your 401k for Free

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What if you could snap your fingers and move your old 401k to a new retirement account? I’m talking about Hermione Granger type magic.  I’m sure you know that it’s important to invest in retirement, and that a 401k is a great way to do it (which it is), but you might also be wondering… […]

30-30-30-10 Budget Rule – How it can work for you

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Need a budgeting system that works but not sure which option is the best? We all know budgeting can help us save money and stop going into debt. And I’m sure you want to save more money too.  But maybe one of these roadblocks keeps getting in the way: thinking “I’m not good at math”  […]

6 Cheap Travel Tips to Save Money on Vacation

Ready for a vacation? Planning a vacation that’s not a budget buster (but also not a no-fun, do-nothing waste of time) can be a challenge.  Whether you were traveling by road or air in 2020, you were treated to a number of discounts on everything from gasoline to lodging to airfare.  Now, prices are soaring […]

What to do with Your Tax Refund: 4 Smart Ideas

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Spring is (almost) in the air, and that means a young person’s thoughts turn to…  filing taxes.  An older person’s thoughts, too.  And if you’re middle-aged?  Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities:  you’ll owe something (hopefully not much) you’ll be in line for a […]

How to Create a Zero Based Budgeting Template

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What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]