How to Review a Budget: Annual Budget Review 2021
Did you reach any of your money goals in 2021? The new year is a great time to reflect on your goals and set new goals for 2022. But reflecting on your 2021 money goals is hard without an annual budget template. Our annual budget template helps me track all of our spending for the […]
6 Ways to Avoid Car Repair Debt and Save Money on Repairs
Car repairs suck, especially when you have no money to pay for them. And since you can’t predict when car troubles are going to pop up, it’s best to have a plan to avoid going into debt to pay for car repairs. I’m all about finding ways to avoid debt and I want to help […]
Starship HSA Review: Finally a Health Savings Account That’s Easy to Use
Health savings accounts, more commonly known as HSAs, are a powerful tool for investing and saving money on health care expenses. But what can you do if your employer doesn’t offer an HSA? Or what if your employer’s HSA includes fees? And worse yet, what if it’s difficult to use? Health care expenses are inevitable, […]
Capitalize Review: Roll Over your 401k for Free
What if you could snap your fingers and move your old 401k to a new retirement account? I’m talking about Hermione Granger type magic. I’m sure you know that it’s important to invest in retirement, and that a 401k is a great way to do it (which it is), but you might also be wondering… […]
30-30-30-10 Budget Rule – How it can work for you
Need a budgeting system that works but not sure which option is the best? We all know budgeting can help us save money and stop going into debt. And I’m sure you want to save more money too. But maybe one of these roadblocks keeps getting in the way: thinking “I’m not good at math” […]
6 Cheap Travel Tips to Save Money on Vacation
Ready for a vacation? Planning a vacation that’s not a budget buster (but also not a no-fun, do-nothing waste of time) can be a challenge. Whether you were traveling by road or air in 2020, you were treated to a number of discounts on everything from gasoline to lodging to airfare. Now, prices are soaring […]
Get Out of Credit Card Debt Faster by Avoiding These 8 Mistakes
I want to help you get out of credit card debt. Credit cards are everywhere, and it’s so easy to fall into massive amounts of credit card debt. The bad news is, it’s a lot harder to get out of credit card debt, and it usually takes years of hard work and dedication. I want […]
UNest App Review: Use the UNest App to Save for Your Child’s Future
What’s the best way to save money for your child’s future? Wouldn’t it be a great gift to help pay for your child’s tuition, wedding, first home, or help them start a family? The best way you can save for your child’s future is to start… RIGHT NOW! But you might have a million other […]
What to do with Your Tax Refund: 4 Smart Ideas
Spring is (almost) in the air, and that means a young person’s thoughts turn to… filing taxes. An older person’s thoughts, too. And if you’re middle-aged? Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities: you’ll owe something (hopefully not much) you’ll be in line for a […]
How to Create a Zero Based Budgeting Template
What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]