How to Stop Impulse Buying (10 Steps)

How to stop impulse buying

We’ve all been there.  You see something and you HAVE to have it. It wasn’t on your list, you didn’t plan to buy it when you went shopping, but it ended up in your bag anyway. So how do you even start to control impulse buying? Avoiding impulse spending starts with an intentional game plan […]

How to Budget for Couples Living Together 

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When you’re in a relationship, you have to start thinking about how to manage shared expenses and budget together. But combining finances isn’t as easy as it sounds, and even couples living together for a long time struggle to budget money together. If you’re living together with your partner and are struggling to manage your […]

Top Essential Home Buying Tips for Millennials

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Buying your first home is exciting and also a little scary. And the good news is it’s as complicated as it first appears.  It’s really easy to get distracted by the idea of buying your dream home. But there is more to home buying than simply getting pre-approved for a mortgage, picking out a house, […]

How to Divide Your Income with the 50/30/20 Budget Rule

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There’s a lot to consider when you’re wondering how to divide your income. The simplest and most direct way to divide your income is using a budget spreadsheet and a simple budget rule like the 50/30/20 budget template. I’ve found that budgeting is easier to do when there are rules and guidelines. Otherwise budgeting feels […]

What are the 3 Categories of the 50/30/20 Budget?

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There are 3 categories of the 50/20/20 budget. After calculating your after tax income, split your income into three spending categories – 50% for needs, 30% for wants, and 20% for savings and debt repayment. The 50/30/20 budget rule is perfect for anyone looking to start a budget. And the good news is, you don’t […]