How to Review a Budget: Annual Budget Review 2021

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Did you reach any of your money goals in 2021? The new year is a great time to reflect on your goals and set new goals for 2022.  But reflecting on your 2021 money goals is hard without an annual budget template.  Our annual budget template helps me track all of our spending for the […]

30-30-30-10 Budget Rule – How it can work for you

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Need a budgeting system that works but not sure which option is the best? We all know budgeting can help us save money and stop going into debt. And I’m sure you want to save more money too.  But maybe one of these roadblocks keeps getting in the way: thinking “I’m not good at math”  […]

6 Cheap Travel Tips to Save Money on Vacation

Ready for a vacation? Planning a vacation that’s not a budget buster (but also not a no-fun, do-nothing waste of time) can be a challenge.  Whether you were traveling by road or air in 2020, you were treated to a number of discounts on everything from gasoline to lodging to airfare.  Now, prices are soaring […]

What to do with Your Tax Refund: 4 Smart Ideas

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Spring is (almost) in the air, and that means a young person’s thoughts turn to…  filing taxes.  An older person’s thoughts, too.  And if you’re middle-aged?  Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities:  you’ll owe something (hopefully not much) you’ll be in line for a […]

How to Create a Zero Based Budgeting Template

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What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]

How To Maintain A Budget On A Low Income

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Author Bio – Hey, I’m Chris. I have a degree in Business Economics from the University of Liverpool, own a small fast food business and run LifeUpswing.com. I will help you to make money, save money, and think about money in a way that will give you back your freedom. If you are living on […]

Digital Cash Envelopes: How to Save Money with Qube Money

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Want to save money, but cash envelopes aren’t working? What if you could save money without using the traditional cash envelope system. Maybe you’ve heard people raving about how much money you can save with cash envelopes. I first heard about them from the Dave Ramsey blog back in 2013. But… carrying around cash is […]

4 Reasons Why We Switched to an Online Savings Account

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Are you missing out on free money? Maybe. But that doesn’t mean you can’t start earning more money this month.  By making one simple switch, we’ve made an extra $45.12 in free money this year. I know it doesn’t sound like much, but it’s a lot more than we would’ve earned if we didn’t switch […]