Starship HSA Review: Finally a Health Savings Account That’s Easy to Use

Health savings accounts, more commonly known as HSAs, are a powerful tool for investing and saving money on health care expenses. But what can you do if your employer doesn’t offer an HSA? Or what if your employer’s HSA includes fees? And worse yet, what if it’s difficult to use? Health care expenses are inevitable, […]
30-30-30-10 Budget Rule – How it can work for you

Need a budgeting system that works but not sure which option is the best? We all know budgeting can help us save money and stop going into debt. And I’m sure you want to save more money too. But maybe one of these roadblocks keeps getting in the way: Or maybe, you’re really focused on […]
6 Cheap Travel Tips to Save Money on Vacation

Ready for a vacation? Planning a vacation that’s not a budget buster (but also not a no-fun, do-nothing waste of time) can be a challenge. Whether you were traveling by road or air in 2020, you were treated to a number of discounts on everything from gasoline to lodging to airfare. Now, prices are soaring […]
What to do with Your Tax Refund: 4 Smart Ideas

Spring is (almost) in the air, and that means a young person’s thoughts turn to… filing taxes. An older person’s thoughts, too. And if you’re middle-aged? Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities: you’ll owe something (hopefully not much) you’ll be in line for a […]
How to Create a Zero Based Budgeting Template

What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]
How To Maintain A Budget On A Low Income

If you are living on a low income, then things like sticking to a budget, saving, and building wealth must sometimes feel impossible. One report suggests a staggering 63% of Americans are living paycheck to paycheck. How can you maintain a budget on a low income? Is it even possible for someone earning minimum wage […]