How To Maintain A Budget On A Low Income
Author Bio – Hey, I’m Chris. I have a degree in Business Economics from the University of Liverpool, own a small fast food business and run LifeUpswing.com. I will help you to make money, save money, and think about money in a way that will give you back your freedom. If you are living on […]
Which Debt Should I Pay Off First?
Overwhelmed by debt and not sure how to make a plan to become debt free? Need help choosing where to start? What if I could help you get EXCITED about paying off your debt? For realsies. Let’s be honest, debt sucks. Paying off debt should be a lot easier to figure out without feeling like […]
Digital Cash Envelopes: How to Save Money with Qube Money
Want to save money, but cash envelopes aren’t working? What if you could save money without using the traditional cash envelope system. Maybe you’ve heard people raving about how much money you can save with cash envelopes. I first heard about them from the Dave Ramsey blog back in 2013. But… carrying around cash is […]
Creating a Plan to Reduce Money Stress
Feeling stressed about money? What if you could wave a magic wand and get rid of all of your money stress? Well, I don’t have a magic wand for that… BUT. There are a few simple steps you can take to take control of your money and reduce your money stress. And it’s probably a […]
4 Reasons Why We Switched to an Online Savings Account
Are you missing out on free money? Maybe. But that doesn’t mean you can’t start earning more money this month. By making one simple switch, we’ve made an extra $45.12 in free money this year. I know it doesn’t sound like much, but it’s a lot more than we would’ve earned if we didn’t switch […]
I’m Completely in LOVE with this Monthly Budget Spreadsheet! And Here’s Why.
What if I could help make budgeting easier? We all know that using a budget and tracking our spending is good for us, just like exercising and eating healthy. But it’s hard to know where to start, which budget will work best, or even how to budget in the first place. I have good news. […]
My Superpower to Help You Save Money
What if you had a secret power to save more money? We all know saving money can be hard. It’s no wonder that so many people barely have $500 in their savings account. There is pressure everywhere telling us to spend more money, and buy more things. And so many times I want to spend […]
I Ditched My Car Payment and Here’s Why
Are you wasting $300-500 every month? What if… Instead of wasting $300 a month, you could save it or spend it on things you ACTUALLY care about? A family vacation Paying off debt Home improvement projects Creating an emergency fund So what is causing you to waste $300-500 a month? Your car payment. The average […]
Ask Yourself these 8 Important Questions About Money and Improve Your Finances
How often do you ask yourself hard questions about money? Me? Not a lot. I like to avoid conflict at all costs. I’m from Minnesota and very passive. Just ask my wife. And when I ask myself hard questions, my defenses come up and I try to justify my behavior, or ignore it. I’m honestly […]
How to Do a Budget Review for Your Family Budget
I love January. As a teacher, it’s a great halfway point of the year and means I’m that much closer to summer. Because, you know, summers are awesome. But January is also time to turn the page on the last year. All of my goals, both the ones I met and the ones I fell […]