Example Budget with Real Expenses and Saving Goals

Want to look at a realistic example budget to help you make your own budget? I get it, starting a budget can be overwhelming. And if you’re a visual learner like me, seeing an example budget helps A LOT to get a clear picture of how to make your budget and organize your expenses. The […]

How Does the 70 20 10 Budget Rule Work?

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You’re ready to start a budget but you’re looking for the right budget FOR YOU. It’s really easy to get caught up in finding the “perfect” budget. But honestly, the perfect budget is one that’s rigid enough to have a structure, but flexible enough to fit your ever changing financial situation. A couple pretty popular […]

Recovering From Financial Mistakes: 5 Money Lessons From Schitt’s Creek

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“My car is worth less than your pants”. – Stevie Budd Schitt’s Creek is full of unbelievable one-liners.  “Ew, David!” pretty much tops the list. But it’s also full of great money lessons and a beautiful story about the Rose family recovering from financial mistakes.  In the award-winning show Schitt’s Creek, the insanely-rich Rose family sees […]

What to do with Your Tax Refund: 4 Smart Ideas

what to do with your tax refund

Spring is (almost) in the air, and that means a young person’s thoughts turn to…  filing taxes.  An older person’s thoughts, too.  And if you’re middle-aged?  Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities:  you’ll owe something (hopefully not much) you’ll be in line for a […]

How to Create a Zero Based Budgeting Template

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What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]

How To Maintain A Budget On A Low Income

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Author Bio – Hey, I’m Chris. I have a degree in Business Economics from the University of Liverpool, own a small fast food business and run LifeUpswing.com. I will help you to make money, save money, and think about money in a way that will give you back your freedom. If you are living on […]

Which Debt Should I Pay Off First?

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Overwhelmed by debt and not sure how to make a plan to become debt free? Need help choosing where to start?  What if I could help you get EXCITED about paying off your debt? For realsies. Let’s be honest, debt sucks. Paying off debt should be a lot easier to figure out without feeling like […]