How to Make a Debt Avalanche Method Spreadsheet in Excel and Google Sheets
Make a debt avalanche method spreadsheet in excel or google sheets. Pay off debt with the highest interest rate first with this debt avalanche spreadsheet and save money on interest.
Sinking Funds for Beginners: How to Set Up Sinking Funds
When I first heard of sinking funds, I have to admit that I was a bit confused. I was talking about money with a couple acquaintances who both seemed to be on the same page, but I was lost in the clouds. My mind tried to stay engaged in the conversation, but kept asking questions. […]
How to Stop Impulse Buying (10 Steps)
We’ve all been there. You see something and you HAVE to have it. It wasn’t on your list, you didn’t plan to buy it when you went shopping, but it ended up in your bag anyway. So how do you even start to control impulse buying? Avoiding impulse spending starts with an intentional game plan […]
How to Tithe When in Debt and Transform Your Life
[Updated February 2023] Should you tithe when you’re in debt? How can you even justify tithing when you can’t pay your bills, and in our case massive amounts of debt? When I was in the trenches paying off debt like crazy, everything I did led to getting out of debt as fast as possible. I […]
Should You Get a Second Job to Pay Off Debt?
Have you ever thought about getting a second job to help pay off debt? It sounds really exciting right?! Or maybe it sounds horribly time consuming. I met my wife Jenna in college as we both started the Teacher Education Program. After graduating we both found a job at the same school and worked our […]
Example Budget with Real Expenses and Saving Goals
Want to look at a realistic example budget to help you make your own budget? I get it, starting a budget can be overwhelming. And if you’re a visual learner like me, seeing an example budget helps A LOT to get a clear picture of how to make your budget and organize your expenses. The […]