What to do with Your Tax Refund: 4 Smart Ideas

what to do with your tax refund

Spring is (almost) in the air, and that means a young person’s thoughts turn to…  filing taxes.  An older person’s thoughts, too.  And if you’re middle-aged?  Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities:  you’ll owe something (hopefully not much) you’ll be in line for a […]

How to Create a Zero Based Budgeting Template

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What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]

How To Maintain A Budget On A Low Income

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If you are living on a low income, then things like sticking to a budget, saving, and building wealth must sometimes feel impossible.  One report suggests a staggering 63% of Americans are living paycheck to paycheck.  How can you maintain a budget on a low income? Is it even possible for someone earning minimum wage […]

Which Debt Should I Pay Off First?

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Overwhelmed by debt and not sure how to make a plan to become debt free? Need help choosing where to start?  What if I could help you get EXCITED about paying off your debt? For realsies. Let’s be honest, debt sucks. Paying off debt should be a lot easier to figure out without feeling like […]

Digital Cash Envelopes: How to Save Money with Qube Money

Feature Image Digital Cash Envelopes

Want to save money, but cash envelopes aren’t working? What if you could save money without using the traditional cash envelope system. Maybe you’ve heard people raving about how much money you can save with cash envelopes. I first heard about them from the Dave Ramsey blog back in 2013. But… carrying around cash is […]

Creating a Plan to Reduce Money Stress

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Feeling stressed about money?  What if you could wave a magic wand and get rid of all of your money stress? Well, I don’t have a magic wand for that… BUT. There are a few simple steps you can take to take control of your money and reduce your money stress. And it’s probably a […]