Category: Get Out of Debt

Debt sucks! Are you ready to get out of debt for good?

This website is dedicated to helping families get out of debt, and enjoy the freedom of debt free living. I remember feeling trapped by student loan and credit card debt. It smothered my dreams and goals of starting a family.

Maybe you have dreams and goals too, and debt is getting in the way. It’s time to make some changes.

The road to debt freedom isn’t full of rainbows and unicorns. It takes hard work, sacrifice, and an unyielding determination to pay off your debt once and for all. Figure out why you want to be debt free and get to work.

Saving money, cutting expenses, making more money, learning how to budget, delayed gratification, and creating new habits are what it takes to get out of debt.

Are you ready for debt free living? Let’s get to work.

What to do with Your Tax Refund: 4 Smart Ideas

what to do with your tax refund

Spring is (almost) in the air, and that means a young person’s thoughts turn to…  filing taxes.  An older person’s thoughts, too.  And if you’re middle-aged?  Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities:  you’ll owe something (hopefully not much) you’ll be in line for a […]

Tweet
Pin
Share
Reddit

How to Create a Zero Based Budgeting Template

zero based budgeting title image

What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]

Tweet
Pin
Share
Reddit

How To Maintain A Budget On A Low Income

budget on a low income title image

If you are living on a low income, then things like sticking to a budget, saving, and building wealth must sometimes feel impossible.  One report suggests a staggering 63% of Americans are living paycheck to paycheck.  How can you maintain a budget on a low income? Is it even possible for someone earning minimum wage […]

Tweet
Pin
Share
Reddit

Which Debt Should I Pay Off First?

Woman looking at credit cards title image

Overwhelmed by debt and not sure how to make a plan to become debt free? Need help choosing where to start?  What if I could help you get EXCITED about paying off your debt? For realsies. Let’s be honest, debt sucks. Paying off debt should be a lot easier to figure out without feeling like […]

Tweet
Pin
Share
Reddit

Digital Cash Envelopes: How to Save Money with Qube Money

Feature Image Digital Cash Envelopes

Want to save money, but cash envelopes aren’t working? What if you could save money without using the traditional cash envelope system. Maybe you’ve heard people raving about how much money you can save with cash envelopes. I first heard about them from the Dave Ramsey blog back in 2013. But… carrying around cash is […]

Tweet
Pin4
Share259
Reddit
263 Shares

Creating a Plan to Reduce Money Stress

Reduce Money Stress Cover Photo

Feeling stressed about money?  What if you could wave a magic wand and get rid of all of your money stress? Well, I don’t have a magic wand for that… BUT. There are a few simple steps you can take to take control of your money and reduce your money stress. And it’s probably a […]

Tweet
Pin
Share
Reddit