I’m Completely in LOVE with this Monthly Budget Spreadsheet! And Here’s Why.
What if I could help make budgeting easier? We all know that using a budget and tracking our spending is good for us, just like exercising and eating healthy. But it’s hard to know where to start, which budget will work best, or even how to budget in the first place. I have good news. […]
My Superpower to Help You Save Money
What if you had a secret power to save more money? We all know saving money can be hard. It’s no wonder that so many people barely have $500 in their savings account. There is pressure everywhere telling us to spend more money, and buy more things. And so many times I want to spend […]
I Ditched My Car Payment and Here’s Why
Are you wasting $300-500 every month? What if… Instead of wasting $300 a month, you could save it or spend it on things you ACTUALLY care about? A family vacation Paying off debt Home improvement projects Creating an emergency fund So what is causing you to waste $300-500 a month? Your car payment. The average […]
Ask Yourself these 8 Important Questions About Money and Improve Your Finances
How often do you ask yourself hard questions about money? Me? Not a lot. I like to avoid conflict at all costs. I’m from Minnesota and very passive. Just ask my wife. And when I ask myself hard questions, my defenses come up and I try to justify my behavior, or ignore it. I’m honestly […]
How to Do a Budget Review for Your Family Budget
I love January. As a teacher, it’s a great halfway point of the year and means I’m that much closer to summer. Because, you know, summers are awesome. But January is also time to turn the page on the last year. All of my goals, both the ones I met and the ones I fell […]
How to Know When to Refinance Your Student Loans?
Guest Post by Travis Hornsby. Travis is the founder of Student Loan Planner and the host of the Student Loan Planner podcast. To date, Student Loan Planner has consulted on over half a billion in student debt. Travis is a Chartered Financial Analyst and brings his background as a former bond trader trading billions of […]
13 Easy Ways to Save Money Every Month
I want to share with you 13 easy ways to save money every single month. In fact, these money saving tips helped us save money so we could pay off $100,000 of debt in 5 years. That’s $20,000 a year we spent paying off our debt. We couldn’t do that if these tips didn’t work. […]
Why the Debt Snowball Method Works to Get Out of Debt Fast
Got debt? I know, it’s not as fun or catchy as “Got milk”. But if you’re here, chances are you have debt, and probably a lot of it. I freaking hate debt. It’s stupid. It’s suffocating, and stops so many people from reaching their dreams. In 2013, my wife and I found ourselves buried under […]
How to Use the Cash Envelope System to Save Money
[Updated 9/10/2020] I’ve avoided writing about the cash envelope system for a while. I’m honestly not even sure why. Maybe it’s because so much has already been said about it. The truth is though, using Dave Ramsey’s cash envelope system transformed our lives and helped us stick to a budget for the very first time. […]
How to Save Money on Student Loan Interest
Today’s post was written by Nate Matherson, a ’16 college grad working to repay student loan debt, save for retirement, and co-creator of personal finance blog LendEDU. Nate launched LendEDU in ’14 as a site focused on helping students better manage student loan debt. Enjoy! ~ Jamie One benefit of student loans is that payments […]