Make a Sinking Fund Spreadsheet in Excel or Google Sheets
Step-by-step guide to create your own sinking fund spreadsheet in Excel or Google Sheets. Use a sinking fund tracker to organize and track all your savings goals
35 Sinking Fund Categories Ideas to Help Your Budget
Do unexpected expenses give you a sense of impending doom? Are you tired of sweating through your clothes every time your car starts making a strange noise? Fear not, my friend! Sinking funds are here to save the day (and your budget). Think of sinking funds, and your sinking fund categories as little money-saving superheroes. […]
Sinking Funds for Beginners: How to Set Up Sinking Funds
When I first heard of sinking funds, I have to admit that I was a bit confused. I was talking about money with a couple acquaintances who both seemed to be on the same page, but I was lost in the clouds. My mind tried to stay engaged in the conversation, but kept asking questions. […]
How to Stop Impulse Buying (10 Steps)
We’ve all been there. You see something and you HAVE to have it. It wasn’t on your list, you didn’t plan to buy it when you went shopping, but it ended up in your bag anyway. So how do you even start to control impulse buying? Avoiding impulse spending starts with an intentional game plan […]
What are the 3 Categories of the 50/30/20 Budget?
There are 3 categories of the 50/20/20 budget. After calculating your after tax income, split your income into three spending categories – 50% for needs, 30% for wants, and 20% for savings and debt repayment. The 50/30/20 budget rule is perfect for anyone looking to start a budget. And the good news is, you don’t […]
50/30/20 Budget Template: A Simple Budget Rule to Start a Budget
Are you ready for a simple budget that you can start today? It’s actually one of the most common and easiest budgeting methods out there. Starting a budget can feel OVERWHELMING! I want to save you time researching to find the PERFECT budget template by telling you about the easiest budgeting method for beginners. Also, […]