How to Use the Cash Envelope System to Save Money

[Updated 9/10/2020] I’ve avoided writing about the cash envelope system for a while. I’m honestly not even sure why. Maybe it’s because so much has already been said about it. The truth is though, using Dave Ramsey’s cash envelope system transformed our lives and helped us stick to a budget for the very first time. […]
Debt Snowball Spreadsheet: How to Make One Today [free debt snowball spreadsheet download]

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. [Updated January 2023] When my wife and I started dating, we had mountains of debt. Both of us had credit card debt, car payments, […]