Why the Debt Snowball Method Works

Got debt? I know, it’s not as fun or catchy as “Got milk”. But if you’re here, chances are you have debt, and probably a lot of it. I freaking hate debt. It’s stupid. It’s suffocating, and stops so many people from reaching their dreams. In 2013, my wife and I found ourselves buried under […]

No Car Payment? 10 Better Ways You Can Spend Your Money

Disclaimer: This post may contain affiliate links. I get a small commission at no cost to you. Read my full disclaimer for more details. Updated: [April 2019] What’s your monthly car payment? Do you wish it was lower? What if you had no car payment? What would you spend the money on instead? According to […]

How to Get Out of Debt and Save Money

How to get out of debt and save money. Can you get out of debt and save money at the same time? It's a resounding YES! I know it's important to get out of debt, but I want to have something to show for it when I'm debt free. I'm ready to save money and be debt free.

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I’m here to tell you that you can have your cake and eat it too. I know, it’s not supposed to be true, but […]

Debt Snowball Spreadsheet: How to Make One Today

Make a debt snowball spreadsheet to get out of debt. I LOVE this walk through. It's so simple and helps me track my debt. I'm ready to be debt free.

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I was sitting at my computer looking at my dwindling bank account. Every month my balance dropped a little closer to zero, increasing my […]

Graduate College Debt Free – A Beginnger’s Guide

Learn How You Can Graduate College Debt Free. Flip the Script on College Tuition

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. I was sitting in my desk waiting for the bell to ring, squeezing in a few more seconds of chatting with my friends. I […]

5 Reasons You Need to Start a Budget Today!

Do you have a budget? 5 Reasons to Start a Budget Today!

Why do you need a budget? There are so many people who make new years resolutions to save more money, spend less money, or pay off debt. Maybe you think that you don’t really need to make a budget because you can just keep track of everything in your head. I used to think that. […]

What Debt Free Looks Like So Far

Debt Free Shopping Spree

On May 27, my wife and I finally paid off our student loans! After about 4 years of crazy hard work, extra jobs, limited spending, we are free of student loan debt! It’s actually kind of a weird feeling. In a couple days we will finalize our monthly budget, and we don’t have a specific […]

Getting your finances back on track after the holidays

New Year Fix Finances After Holidays

First off, for any new visitors, let me introduce myself. My name is Jamie Griffin, or Mr. Jamie Griffin around here, and I am a middle school teacher. Aside from teaching, my other great passion in life is teaching people how to get out of debt and get ahead in finances. I graduated from college […]