No Car Payment? 10 Better Ways You Can Spend Your Money

Disclaimer: This post may contain affiliate links. I get a small commission at no cost to you. Read my full disclaimer for more details. Updated: [April 2019] What’s your monthly car payment? Do you wish it was lower? What if you had no car payment? What would you spend the money on instead? According to […]

How an Emergency Fund Can Save Your Finances

Are you prepared for a financial emergency? It’s not a matter of if you’ll experience a financial emergency, but when. They happen all the time and range from a few hundred dollars to a few thousand. So that brings us to the next question. How much money do have saved up for emergencies? In January, […]

How We Paid off $73k of Student Loan Debt in 4 years

We Paid off $73k Student Loan Debt in 4 years

I first started this site to share our debt free story and help families get out of debt. I’ve shared bits and pieces of our debt free story, but never the full sha-bang. Well here it is. On May 27, 2017 my wife and I became debt free, paying off $73,000 of student loans in […]

To Improve Your Finances, You Need to Be Teachable

You Need to Be Teachable

There are experts everywhere. I believe anyone can learn anything they want, if they find the right teacher. I believe if you really want to change and to improve your finances, you need to be teachable! True change requires knowing that you don’t have all the answers. If I want to change, I need to […]

The Reasons Why I Started a Blog

Starting a Blog

I’ve never considered myself to be a writer in any sense of the word and never in my wildest dreams did I think I would start a blog. I sometimes still can’t believe I created a website to write a brand new 1,000+ word post every week. But here I am, six months into my […]

Goodbye Student Loans: We Are 10 Days From Being Debt Free

Debt Freedom from Student Loans

It’s the final countdown. (Ba-Da-Dun-Dun, Ba-Da-Dun-Dun-Dun) We’re rounding 3rd and charging for home. We’re in the home stretch! It’s the bottom of the 9th. It’s 4th and Goal! We are 10 stinkin days from paying off all of our student loans. $90,000 in less than four years, holy crap this is really happening! If you […]

How to Make Your Budget Freeing, Not Restrictive

Budgets Provide Freedom

I think it is a common misconception that budgets are restrictive and limit how you can spend your money. In fact, I believe the opposite is true. A budget can open up new opportunities and freedom in your finances. That has been our experience. Yes, at times it has really sucked and we did feel […]

3 Ways to Do Money Differently, and Get Out of Debt Faster

Get Out of Debt Fast Be Different

The tagline for my website is “Doing Money Differently.” For the past four years, my wife Jenna and I have been doing exactly that and our finances and lives have changed dramatically for the better. It is something I truly believe can lead you to long term wealth, financial success, and happiness. Our path to […]

Getting a Second Job Saved Our Finances

Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Have you ever thought about getting a second job? It sounds really exciting right?! Or maybe it sounds horribly time consuming. I met my […]

How to Experience More Freedom in your Budget

Personal Allowance Freedom in Budget

I have been budgeting for almost four years now, and amazingly I have come to really enjoy the entire process of balancing our family budget. It has become such a joy that I typically get excited at payday, not only because we are getting paid, but because it means I get to play around with […]