30-30-30-10 Budget Rule – How it can work for you
Need a budgeting system that works but not sure which option is the best? We all know budgeting can help us save money and stop going into debt. And I’m sure you want to save more money too. But maybe one of these roadblocks keeps getting in the way: thinking “I’m not good at math” […]
6 Cheap Travel Tips to Save Money on Vacation
Ready for a vacation? Planning a vacation that’s not a budget buster (but also not a no-fun, do-nothing waste of time) can be a challenge. Whether you were traveling by road or air in 2020, you were treated to a number of discounts on everything from gasoline to lodging to airfare. Now, prices are soaring […]
Get Out of Credit Card Debt Faster by Avoiding These 8 Mistakes
I want to help you get out of credit card debt. Credit cards are everywhere, and it’s so easy to fall into massive amounts of credit card debt. The bad news is, it’s a lot harder to get out of credit card debt, and it usually takes years of hard work and dedication. I want […]
UNest App Review: Use the UNest App to Save for Your Child’s Future
What’s the best way to save money for your child’s future? Wouldn’t it be a great gift to help pay for your child’s tuition, wedding, first home, or help them start a family? The best way you can save for your child’s future is to start… RIGHT NOW! But you might have a million other […]
What to do with Your Tax Refund: 4 Smart Ideas
Spring is (almost) in the air, and that means a young person’s thoughts turn to… filing taxes. An older person’s thoughts, too. And if you’re middle-aged? Same thing. As April 15 approaches (now extended to May 15), you’ll be faced with two possibilities: you’ll owe something (hopefully not much) you’ll be in line for a […]
How to Create a Zero Based Budgeting Template
What if you had a simple budget template to track your money? You’d know… How much you spend on groceries Can you afford to buy a house? Are you actually saving money? Why you’re not saving money Will you be able to retire early? All of this, and SO MUCH MORE can be tracked and […]
How To Maintain A Budget On A Low Income
If you are living on a low income, then things like sticking to a budget, saving, and building wealth must sometimes feel impossible. One report suggests a staggering 63% of Americans are living paycheck to paycheck. How can you maintain a budget on a low income? Is it even possible for someone earning minimum wage […]
Which Debt Should I Pay Off First?
Overwhelmed by debt and not sure how to make a plan to become debt free? Need help choosing where to start? What if I could help you get EXCITED about paying off your debt? For realsies. Let’s be honest, debt sucks. Paying off debt should be a lot easier to figure out without feeling like […]
Digital Cash Envelopes: How to Save Money with Qube Money
Want to save money, but cash envelopes aren’t working? What if you could save money without using the traditional cash envelope system. Maybe you’ve heard people raving about how much money you can save with cash envelopes. I first heard about them from the Dave Ramsey blog back in 2013. But… carrying around cash is […]
Creating a Plan to Reduce Money Stress
Feeling stressed about money? What if you could wave a magic wand and get rid of all of your money stress? Well, I don’t have a magic wand for that… BUT. There are a few simple steps you can take to take control of your money and reduce your money stress. And it’s probably a […]